EXHIBIT 21
SUBSIDIARIES OF FULTON FINANCIAL CORPORATION
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Name of Subsidiary Organized Under the Laws of
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Fulton Bank Pennsylvania
Farmers Trust Bank Pennsylvania
Swineford National Bank United States
Lafayette Bank Pennsylvania
FNB Bank, National Association United States
Great Valley Savings Bank Pennsylvania
Hagerstown Trust Company Maryland
Delaware National Bank United States
The Bank of Gloucester County New Jersey
Fulton Financial Realty Company Pennsylvania
Fulton Life Insurance Company Arizona
Central Pennsylvania Financial Corp. Pennsylvania
FFC Management, Inc. Delaware
The Woodstown National Bank &
Trust Company United States
The Peoples Bank of Elkton Maryland