EXHIBIT 23(f)      

    
                        CONSENT OF DONALD W. LESHER, JR.
                        --------------------------------      

    
    In accordance with Rule 438 under the Securities Act of 1933, I hereby
consent to the inclusion of my name in this registration statement as a person
who is designated to become a director of Fulton Financial Corporation following
the consummation of the Merger between Fulton Financial Corporation and Keystone
Heritage Group, Inc.      
    
Marco Island, Florida      
    
Date:  December 31, 1997              /s/ Donald W. Lesher, Jr.
                                      ----------------------------- 
                                         (Donald W. Lesher, Jr.)