[LETTERHEAD OF FERGUSON & COMPANY APPEARS HERE]


                                 March 12, 1998
                                        



Board of Directors
Anson Savings Bank, SSB
211 South Greene Street
Wadesboro, North Carolina  28170

Directors:

     We hereby consent to the use of our firm's name in the applications for
conversion of Anson Savings Bank, SSB, Wadesboro, North Carolina, and any
amendments thereto, filed with the Division of Savings Institutions, North
Carolina Department of Commerce (the "Division"), and the FDIC, in the Form SB-2
Registration Statement and any amendments thereto, and in the Acquisition
Application and the Holding Company Application for Anson Bancorp, Inc. as filed
with the Division and the Federal Reserve Board, respectively.  We also hereby
consent to the inclusion of, a summary of, and references to our Appraisal
Report and our opinion concerning subscription rights in such filings including
the Prospectus of Anson Bancorp, Inc. and the Proxy Statement of Anson Savings
Bank, SSB.


                                          Sincerely,

                                          /s/ Robin L. Fussell

                                          Robin L. Fussell
                                          Principal