Exhibit 21

                         Subsidiaries of the Registrant



 
 
Parent
- ------
 
FirstBancorporation, Inc.
 
                                    Percentage        Jurisdiction or
Subsidiaries                        of Ownership   State of Incorporation
- ------------                        ------------   ----------------------
 
FirstBank, N.A.                         100%            United States
 
First Securities Corporation (1)        100%            South Carolina

_____________
(1) Wholly-owned by FirstBank, N.A.