<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SANDY SPRING BANCORP'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED ________ __, 1997, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1997 JAN-01-1997 JAN-01-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 27,889 38,934 23,194 <INT-BEARING-DEPOSITS> 1,304 1,410 944 <FED-FUNDS-SOLD> 28,122 17,980 5,707 <TRADING-ASSETS> 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 233,859 289,595 320,529 <INVESTMENTS-CARRYING> 121,553 118,343 106,781 <INVESTMENTS-MARKET> 121,563 119,428 108,016 <LOANS> 534,650 544,488 554,019 <ALLOWANCE> 6,387 6,431 6,634 <TOTAL-ASSETS> 989,478 1,062,852 1,067,046 <DEPOSITS> 812,133 841,774 818,182 <SHORT-TERM> 70,869 112,127 136,886 <LIABILITIES-OTHER> 2,908 2,598 3,807 <LONG-TERM> 4,712 4,704 4,598 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 4,921 4,910 4,888 <OTHER-SE> 93,935 96,739 98,685 <TOTAL-LIABILITIES-AND-EQUITY> 989,478 1,062,852 1,067,046 <INTEREST-LOAN> 11,935 24,393 36,917 <INTEREST-INVEST> 5,250 11,087 17,608 <INTEREST-OTHER> 407 805 1,171 <INTEREST-TOTAL> 17,592 36,285 55,696 <INTEREST-DEPOSIT> 6,986 14,212 21,509 <INTEREST-EXPENSE> 7,873 16,322 25,405 <INTEREST-INCOME-NET> 9,719 19,963 30,291 <LOAN-LOSSES> 100 225 525 <SECURITIES-GAINS> 20 132 315 <EXPENSE-OTHER> 6,631 13,949 21,232 <INCOME-PRETAX> 4,817 9,632 14,909 <INCOME-PRE-EXTRAORDINARY> 4,817 9,632 14,909 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 3,203 6,323 9,837 <EPS-PRIMARY> 0.33 0.65 1.01 <EPS-DILUTED> 0.33 0.65 1.01 <YIELD-ACTUAL> 3.79 4.48 4.42 <LOANS-NON> 1,276 1,672 1,431 <LOANS-PAST> 2,133 2,933 1,035 <LOANS-TROUBLED> 25 23 20 <LOANS-PROBLEM> 0 5,890 7,730 <ALLOWANCE-OPEN> 6,391 6,391 6,391 <CHARGE-OFFS> 130 233 345 <RECOVERIES> 26 48 63 <ALLOWANCE-CLOSE> 6,387 6,431 6,634 <ALLOWANCE-DOMESTIC> 2,514 2,669 2,374 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 3,873 3,762 4,260