Exhibit 21
Subsidiaries of the Corporation
EXHIBIT 21. SUBSIDIARIES OF THE CORPORATION
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Percent State of
Parent Company Subsidiaries Owned Incorporation
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Commercial Federal Corporation Commercial Federal Bank, 100% Nebraska
a Federal Savings Bank
CFC Preferred Trust 100% Delaware
Liberty Mortgage Store, 100% Iowa
Inc. (2)
Liberty Loan Store, Inc. (2) 100% Iowa
Greatland Financial Services, 100% Iowa
Inc. (4)
Liberty Leasing Company (2) 100% Iowa
Commercial Federal Bank, Commercial Federal 100% Nebraska
a Federal Savings Bank Mortgage Corporation
Commercial Federal 100% Nebraska
Investment Services, Inc.
Commercial Federal 100% Nebraska
Insurance Corporation
Commercial Federal 100% Nebraska
Service Corporation
Empire Capital 100% Colorado
Corporation I
Tower Title & Escrow 80% Nebraska
Company
Roxborough Acquisition 100% Nebraska
Corporation
CFT Company 100% Nebraska
Laredo Investments, Inc. (3) 100% Kansas
Liberty Services, Inc. (2) 100% Iowa
Liberty Marketing, Inc. (2) 100% Iowa
K101 (1) 100% Kansas
EXHIBIT 21. SUBSIDIARIES OF THE CORPORATION (CONTINUED)
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Percent State of
Parent Company Subsidiaries Owned Incorporation
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Commercial Federal Service Commercial Federal 100% Nebraska
Corporation Realty Investors Corporation
Commercial Federal 100% Nebraska
Affordable Housing, Inc.
Community Service, Inc 100% Kansas
Commercial Federal Insurance ComFed Insurance Services 100% British
Corporation Company, Limited Virgin Islands
First United Insurance, Co. (1) 100% Kansas
Liberty Insurance, Inc. (2) 100% Iowa
Liberty Leasing Company (2) Liberty Leasing Funding 100% Iowa
Corp I (2)
Liberty Leasing Funding 100% Iowa
Corp II (2)
Liberty Leasing Funding 100% Iowa
Corp III (2)
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(1) Acquired in the acquisition of First National Bank Shares, LTD.
(2) Acquired in the acquisition of Liberty Financial Corporation.
(3) Acquired in the acquisition of Mid Continent Bancshares, Inc.
(4) Acquired in the acquisition of Perpetual Midwest Financial, Inc.
Note: All of the material accounts of the above listed companies are
consolidated in the Corporation's consolidated financial statements.
All significant intercompany balances and transactions eliminated in
consolidation.
Subsidiaries Dissolved During Fiscal Year 1998:
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Mid-Central Service Corporation
Railroad Savings Service Corporation
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