<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SOUTHWEST BANCORP'S QUARTERLY REPORT ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER 30, 1998, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> SEP-30-1998 <CASH> 23,169 <INT-BEARING-DEPOSITS> 1,851 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 89,219 <INVESTMENTS-CARRYING> 81,479 <INVESTMENTS-MARKET> 82,918 <LOANS> 755,056 <ALLOWANCE> 9,709 <TOTAL-ASSETS> 977,787 <DEPOSITS> 830,811 <SHORT-TERM> 57,114 <LIABILITIES-OTHER> 8,373 <LONG-TERM> 25,013 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 3,797 <OTHER-SE> 52,679 <TOTAL-LIABILITIES-AND-EQUITY> 977,787 <INTEREST-LOAN> 51,886 <INTEREST-INVEST> 8,588 <INTEREST-OTHER> 56 <INTEREST-TOTAL> 60,530 <INTEREST-DEPOSIT> 28,067 <INTEREST-EXPENSE> 31,856 <INTEREST-INCOME-NET> 28,674 <LOAN-LOSSES> 2,705 <SECURITIES-GAINS> 185 <EXPENSE-OTHER> 19,942 <INCOME-PRETAX> 11,167 <INCOME-PRE-EXTRAORDINARY> 11,167 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,163 <EPS-PRIMARY> 1.61 <EPS-DILUTED> 1.56 <YIELD-ACTUAL> 8.61 <LOANS-NON> 1,055 <LOANS-PAST> 376 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 23,963 <ALLOWANCE-OPEN> 8,282 <CHARGE-OFFS> 2,009 <RECOVERIES> 731 <ALLOWANCE-CLOSE> 9,709 <ALLOWANCE-DOMESTIC> 9,709 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,282