<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS FINANCIAL INFORMATION EXTRACTED FOR THE CONSOLIDATED
FINANCIAL STATEMENTS OF SOUTH CAROLINA COMMUNITY BANCSHARES, INC. FOR THE
QUARTER ENDED SEPTEMBER 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                             307
<INT-BEARING-DEPOSITS>                           4,236
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                         58
<INVESTMENTS-CARRYING>                           2,837
<INVESTMENTS-MARKET>                             2,875
<LOANS>                                         37,039
<ALLOWANCE>                                        293
<TOTAL-ASSETS>                                  45,572
<DEPOSITS>                                      35,596
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                435
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             8
<OTHER-SE>                                       9,583
<TOTAL-LIABILITIES-AND-EQUITY>                  45,572
<INTEREST-LOAN>                                    756
<INTEREST-INVEST>                                   47
<INTEREST-OTHER>                                    63
<INTEREST-TOTAL>                                   866
<INTEREST-DEPOSIT>                                 429
<INTEREST-EXPENSE>                                 429
<INTEREST-INCOME-NET>                              437
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    278
<INCOME-PRETAX>                                    194
<INCOME-PRE-EXTRAORDINARY>                         194
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       121
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    3.95
<LOANS-NON>                                        938
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   293
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  293
<ALLOWANCE-DOMESTIC>                               293
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0