<ARTICLE> 9
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                         293,735
<INT-BEARING-DEPOSITS>                       5,889,654
<FED-FUNDS-SOLD>                               172,216
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    895,116
<INVESTMENTS-CARRYING>                         252,489
<INVESTMENTS-MARKET>                           252,623
<LOANS>                                      5,641,090
<ALLOWANCE>                                    104,628
<TOTAL-ASSETS>                               7,634,836
<DEPOSITS>                                   6,662,496
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             86,469
<LONG-TERM>                                    162,903<F1>
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,673
<OTHER-SE>                                     606,206
<TOTAL-LIABILITIES-AND-EQUITY>               7,634,836
<INTEREST-LOAN>                                367,392
<INTEREST-INVEST>                               32,378
<INTEREST-OTHER>                                 4,162
<INTEREST-TOTAL>                               403,932
<INTEREST-DEPOSIT>                             140,936
<INTEREST-EXPENSE>                             149,366
<INTEREST-INCOME-NET>                          254,566
<LOAN-LOSSES>                                   71,209
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                234,952
<INCOME-PRETAX>                                 69,676
<INCOME-PRE-EXTRAORDINARY>                      43,240
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    43,240
<EPS-BASIC>                                     129.17
<EPS-DILUTED>                                   129.17
<YIELD-ACTUAL>                                       0<F2>
<LOANS-NON>                                      6,188
<LOANS-PAST>                                    55,545
<LOANS-TROUBLED>                                     0<F2>
<LOANS-PROBLEM>                                      0<F2>
<ALLOWANCE-OPEN>                               121,877
<CHARGE-OFFS>                                  104,598
<RECOVERIES>                                    15,187
<ALLOWANCE-CLOSE>                              104,628
<ALLOWANCE-DOMESTIC>                                 0<F2>
<ALLOWANCE-FOREIGN>                                  0<F2>
<ALLOWANCE-UNALLOCATED>                              0<F2>
<FN>
<F1>INCLUDES 92,070 IN CAPITAL NOTES
<F2>THE INFORMATION IS NOT REQUIRED FOR INTERIM REPORTING PURPOSES.
</FN>