SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) April 10, 2002 --------------- Stewardship Financial Corporation ------------------------------------------------------ (Exact Name of registrant as specified in its charter) New Jersey 0-21855 22-3351447 - -------------------------------- ----------- ------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 630 Godwin Avenue, Midland Park, NJ 07432 - ---------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (201) 444-7100 ------------------------------ ------------------------------------------------------------- (Former name or former address, if changed since last report) ITEM 5. OTHER EVENTS During the year ended December 31, 2001, Stewardship Financial Corporation (the "Company") paid $198,000 to Arie Leegwater Associates, a construction company for services rendered in connection with general maintenance of the Company's branch offices and the construction of its Pequannock branch. Arie Leegwater, the managing member of Arie Leegwater Associates, is Chairman if the Board of Directors of the Company. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 19, 2002 Stewardship Financial Corporation /s/: ------------------------------------- Paul Van Ostenbridge Chief Executive Officer