EXHIBIT 23(d)

   

January 9, 1995

    


To Whom It May Concern:

We hereby consent to the use of our opinion letter attached as Appendix C and to
the reference to our firm under the heading "Opinion of American's Financial
Advisor" in the Registration Statement filed by Valley National Bancorp, with
the Securities and Exchange Commission in connection with the proposed merger of
American Union Bank with and into Valley National Bank, Valley National
Bancorp's wholly-owned subsidiary.


                                          Very truly yours,



                                          CAPITAL CONSULTANTS OF PRINCETON, INC.