<ARTICLE> 5 <MULTIPLIER> 1 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> MAR-31-1995 <CASH> 0 <SECURITIES> 0 <RECEIVABLES> 69,972,692 <ALLOWANCES> 3,323,901 <INVENTORY> 0 <CURRENT-ASSETS> 69,307,707 <PP&E> 16,094,479 <DEPRECIATION> 7,626,927 <TOTAL-ASSETS> 105,162,085 <CURRENT-LIABILITIES> 17,325,413 <BONDS> 41,476,942 <COMMON> 269,777 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 46,089,953 <TOTAL-LIABILITY-AND-EQUITY> 105,162,085 <SALES> 64,250,978 <TOTAL-REVENUES> 64,405,016 <CGS> 52,361,131 <TOTAL-COSTS> 52,361,131 <OTHER-EXPENSES> 10,527,561 <LOSS-PROVISION> 415,293 <INTEREST-EXPENSE> 989,580 <INCOME-PRETAX> 111,451 <INCOME-TAX> 53,000 <INCOME-CONTINUING> 58,451 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 58,451 <EPS-PRIMARY> $0.01 <EPS-DILUTED> $0.01