EXHIBIT 1.A.(11)

                           NOTICE OF WITHDRAWAL RIGHT

[Name                              [PRUDENTIAL SURVIVORSHIP PREFERRED]*
Address]                           Insureds: [Name]
                                   [Name]
                                   Policy[ ###]; Contract Date: [month/day/year]

                                   Basic Insurance Amount: $[1,000,000] as of
                                   [date];[Fixed]

********************************************************************************

In order to comply with the laws administered by the Securities and Exchange
Commission, we are sending you this notice. Please read it carefully and keep it
with your records.

You have recently purchased a Variable Universal Life insurance contract from
The Prudential. Benefits of the contract can be affected by the investment
experience of the subaccounts of the variable insurance account. These
subaccounts are described in the Prospectus that was given to you at the time of
the sale.

You have the right to examine and cancel this contract. Upon its return, you are
entitled to the greater of: a) a full refund of all premiums paid; or b) the
value of the contract fund on the date you return the contract plus any charges
we have made in accord with this contract and applicable law. The cancellation
deadline is the latest of:

      1.  10 days after you have received the contract
      2.  45 days from the date you completed PART 1 of the application
      3.  10 days from the date of delivery of this notice.

In determining whether or not to cancel your contract, you should consider,
along with other factors such as the needs and other reasons which motivated you
to purchase this contract, the projected cost and your ability to make premium
payments.
Please consult and review the Prospectus you have received.
The Prospectus describes the deductions from payments before amounts are
allocated to the above mentioned subaccounts.

If you decide to cancel your contract, complete the enclosed form and return it
along with your contract. The postmark of the returned contract must be on or
before the deadline described above.

********************************************************************************

*  Prudential Survivorship Preferred is a variable universal life insurance
   policy offered through Pruco Securities Corp., a subsidiary of The 
   Prudential, 1111 Durham Ave., South Plainfield, N.J. 07080-2398;
   1-800-382-7121.

    

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                                  INSTRUCTIONS
                              Please read carefully

If after reading the enclosed Notice, you decide to return your contract for
cancellation, you must:

     1.  Sign and date the bottom portion of this form.

     2.  Mail this Notice together with your contract to:

             The Prudential
             P.O. Box [ 1287 ]
             Minneapolis, MN 55440-1287

     3.  Make certain that the postmark on the envelope is on or before the
         latest date permitted for cancellation as described in the enclosed
         notice.

     4.  Check the box at the bottom if you have not yet received your contract
         when mailing this form.


                            TO BE FILLED OUT BY OWNER

To:  The Prudential

Pursuant to terms of the notice previously furnished me by The Prudential, I
hereby return the contract numbered below for cancellation and request the
greater of: a) a full refund of all premiums paid; or b) the value of the
contract fund on the date the contract is returned plus any charges you have
made in accord with this contract and applicable law. I release The Prudential
from any claims in connection with the sale or issuance of this contract, and
acknowledge that The Prudential's only liability is the refund of the premiums
paid for the contract.

- ----------------                         ---------------------------------------
Date                                     Signature of Contract Owner(s)

                                         ---------------------------------------
                                         Policy Number

                                         ---------------------------------------

                                         ---------------------------------------
                                         Name of Insured(s), if other than Owner



[ ]  I have not yet received the contract and, should it be received, I will
     return it to The Prudential.

    

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