Exhibit No. 23(a)

                       CONSENT OF INDEPENDENT ACCOUNTANTS

We consent to the incorporation by reference in the registration statement of
Carnegie Bancorp (the "Company") on Form S-3 of our report dated February 3,
1997, which includes an explanatory paragraph regarding the change in method of
accounting for certain investment securities in 1994, on our audits of the
consolidated financial statements of Carnegie Bancorp and Subsidiary as of
December 31, 1996 and 1995 and for the years ended December 31, 1996, 1995 and
1994 which is incorporated by reference into the Company's Annual Report on Form
10-KSB which is incorporated by reference herein. We also consent to the
reference to our Firms Under the caption "Experts".

Princeton, New Jersey
June 6, 1997