<ARTICLE>                                            9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
THE CONSOLIDATED CONDENSED BALANCE SHEET AT SEPTEMBER 30, 1997 (UNAUDITED),
CONSOLIDATED CONDENSED STATEMENT OF INCOME FOR THE NINE MONTHS
ENDED SEPTEMBER 30, 1997 (UNAUDITED) AND THE NOTES TO THE CONSOLIDATED
CONDENSED FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.

</LEGEND>
<MULTIPLIER>                                   1000
       
                             
<PERIOD-TYPE>                   3-MOS
<PERIOD-END>                                   SEP-30-1997
<FISCAL-YEAR-END>                              JUN-30-1998
<CASH>                                                 12,010
<INT-BEARING-DEPOSITS>                                      0
<FED-FUNDS-SOLD>                                        5,600
<TRADING-ASSETS>                                            0
<INVESTMENTS-HELD-FOR-SALE>                            55,821
<INVESTMENTS-CARRYING>                                 72,721
<INVESTMENTS-MARKET>                                   72,989
<LOANS>                                               269,642
<ALLOWANCE>                                             2,965
<TOTAL-ASSETS>                                        422,868
<DEPOSITS>                                            323,549
<SHORT-TERM>                                           33,320
<LIABILITIES-OTHER>                                     2,302
<LONG-TERM>                                            29,425
<PREFERRED-MANDATORY>                                       0
<PREFERRED>                                                 0
<COMMON>                                               13,666
<OTHER-SE>                                             20,606
<TOTAL-LIABILITIES-AND-EQUITY>                        422,868
<INTEREST-LOAN>                                        19,235
<INTEREST-INVEST>                                       4,180
<INTEREST-OTHER>                                          275
<INTEREST-TOTAL>                                       23,690
<INTEREST-DEPOSIT>                                     10,474
<INTEREST-EXPENSE>                                     11,718
<INTEREST-INCOME-NET>                                  11,972
<LOAN-LOSSES>                                             346
<SECURITIES-GAINS>                                        (91)
<EXPENSE-OTHER>                                         8,348
<INCOME-PRETAX>                                         3,914
<INCOME-PRE-EXTRAORDINARY>                              2,619
<EXTRAORDINARY>                                             0
<CHANGES>                                                   0
<NET-INCOME>                                            2,619
<EPS-PRIMARY>                                            1.10
<EPS-DILUTED>                                            1.09
<YIELD-ACTUAL>                                          0.089
<LOANS-NON>                                             4,311
<LOANS-PAST>                                              195
<LOANS-TROUBLED>                                            0
<LOANS-PROBLEM>                                             0
<ALLOWANCE-OPEN>                                        2,665
<CHARGE-OFFS>                                             102
<RECOVERIES>                                               56
<ALLOWANCE-CLOSE>                                       2,965
<ALLOWANCE-DOMESTIC>                                    2,606
<ALLOWANCE-FOREIGN>                                         0
<ALLOWANCE-UNALLOCATED>                                   359