<ARTICLE>                        9
<RESTATED>
<MULTIPLIER>                     1,000

       
                                                                 
<PERIOD-TYPE>                    3-MOS          6-MOS            9-MOS
<FISCAL-YEAR-END>                DEC-31-1997    DEC-31-1997      DEC-31-1997 
<PERIOD-END>                     MAR-31-1997    JUN-30-1997      SEP-30-1997 
<CASH>                                46,467         67,023           72,106 
<INT-BEARING-DEPOSITS>                     0              0                0 
<FED-FUNDS-SOLD>                           0              0            3,000 
<TRADING-ASSETS>                           0              0                0 
<INVESTMENTS-HELD-FOR-SALE>          243,735        262,593          285,559 
<INVESTMENTS-CARRYING>               365,397        346,992          309,568 
<INVESTMENTS-MARKET>                 369,231        353,735          317,663
<LOANS>                              674,178        735,877          826,905
<ALLOWANCE>                            8,400          9,599           12,369 
<TOTAL-ASSETS>                     1,395,284      1,486,509        1,594,256 
<DEPOSITS>                         1,061,061      1,232,555        1,384,893 
<SHORT-TERM>                          34,800         24,000                0 
<LIABILITIES-OTHER>                   13,381         14,463           15,099 
<LONG-TERM>                          150,000         75,000           50,000 
<PREFERRED-MANDATORY>                 29,799         29,800           29,802 
<PREFERRED>                                0              0                0 
<COMMON>                               7,518          7,536            7,549 
<OTHER-SE>                            98,726        103,155          106,913 
<TOTAL-LIABILITIES-AND-EQUITY>     1,395,284      1,486,509        1,594,256 
<INTEREST-LOAN>                       15,774         32,131           51,352 
<INTEREST-INVEST>                     11,146         22,829           34,187 
<INTEREST-OTHER>                         128            144              763 
<INTEREST-TOTAL>                      27,048         55,104           86,302 
<INTEREST-DEPOSIT>                     9,365         19,617           32,141 
<INTEREST-EXPENSE>                    12,678         26,150           40,535 
<INTEREST-INCOME-NET>                 14,370         28,955           45,767 
<LOAN-LOSSES>                            730          1,580            2,815 
<SECURITIES-GAINS>                         0              0                5
<EXPENSE-OTHER>                       10,179         20,606           32,892 
<INCOME-PRETAX>                        5,787         11,626           18,319 
<INCOME-PRE-EXTRAORDINARY>             5,787         11,626           18,319 
<EXTRAORDINARY>                            0              0                0 
<CHANGES>                                  0              0                0 
<NET-INCOME>                           3,665          7,333           11,567 
<EPS-PRIMARY>                            .48            .97             1.53 
<EPS-DILUTED>                            .47            .95             1.50
<YIELD-ACTUAL>                             0              0                0
<LOANS-NON>                                0              0                0
<LOANS-PAST>                               0              0                0
<LOANS-TROUBLED>                           0              0                0
<LOANS-PROBLEM>                            0              0                0
<ALLOWANCE-OPEN>                           0              0                0
<CHARGE-OFFS>                              0              0                0
<RECOVERIES>                               0              0                0
<ALLOWANCE-CLOSE>                          0              0                0
<ALLOWANCE-DOMESTIC>                       0              0                0
<ALLOWANCE-FOREIGN>                        0              0                0
<ALLOWANCE-UNALLOCATED>                    0              0                0