<ARTICLE>                        9
<RESTATED>
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<PERIOD-TYPE>                    3-MOS          6-MOS            9-MOS
<FISCAL-YEAR-END>                DEC-31-1996    DEC-31-1996      DEC-31-1996 
<PERIOD-END>                     MAR-31-1996    JUN-30-1996      SEP-30-1996 
<CASH>                                69,022         49,431           52,589 
<INT-BEARING-DEPOSITS>                     0              0                0 
<FED-FUNDS-SOLD>                           0              0                0 
<TRADING-ASSETS>                           0              0                0 
<INVESTMENTS-HELD-FOR-SALE>          159,706        172,790          201,177 
<INVESTMENTS-CARRYING>               342,542        401,778          394,379 
<INVESTMENTS-MARKET>                 351,244        403,538          397,671
<LOANS>                              576,495        599,538          626,693
<ALLOWANCE>                            7,186          7,469            7,805 
<TOTAL-ASSETS>                     1,208,127      1,283,201        1,337,422 
<DEPOSITS>                         1,059,508      1,022,408        1,038,227 
<SHORT-TERM>                          10,000         45,800           40,850 
<LIABILITIES-OTHER>                   11,581         11,098           12,480 
<LONG-TERM>                           25,550        100,550          140,000 
<PREFERRED-MANDATORY>                      0              0                0 
<PREFERRED>                            4,500          4,500            4,500
<COMMON>                               4,603          4,603            4,657 
<OTHER-SE>                            92,385         94,243           96,708
<TOTAL-LIABILITIES-AND-EQUITY>     1,208,127      1,002,444        1,337,422
<INTEREST-LOAN>                       13,480         27,315           41,711 
<INTEREST-INVEST>                      8,873         18,690           29,664 
<INTEREST-OTHER>                         323            335              335 
<INTEREST-TOTAL>                      22,676         46,340           71,710 
<INTEREST-DEPOSIT>                     9,097         18,138           27,145 
<INTEREST-EXPENSE>                     9,471         19,545           30,677 
<INTEREST-INCOME-NET>                 13,205         26,795           41,033 
<LOAN-LOSSES>                            588          1,197            1,827 
<SECURITIES-GAINS>                         0              0                0
<EXPENSE-OTHER>                        9,252         18,311           27,970 
<INCOME-PRETAX>                        5,318         11,242           17,630 
<INCOME-PRE-EXTRAORDINARY>             5,318         11,242           17,630 
<EXTRAORDINARY>                            0              0                0 
<CHANGES>                                  0              0                0 
<NET-INCOME>                           3,138          6,663           10,455 
<EPS-PRIMARY>                            .41            .88             1.37 
<EPS-DILUTED>                            .41            .87             1.36
<YIELD-ACTUAL>                             0              0                0
<LOANS-NON>                                0              0                0
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<LOANS-TROUBLED>                           0              0                0
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<ALLOWANCE-OPEN>                           0              0                0
<CHARGE-OFFS>                              0              0                0
<RECOVERIES>                               0              0                0
<ALLOWANCE-CLOSE>                          0              0                0
<ALLOWANCE-DOMESTIC>                       0              0                0
<ALLOWANCE-FOREIGN>                        0              0                0
<ALLOWANCE-UNALLOCATED>                    0              0                0