<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1996 DEC-31-1996 <PERIOD-END> MAR-31-1996 JUN-30-1996 SEP-30-1996 <CASH> 69,022 49,431 52,589 <INT-BEARING-DEPOSITS> 0 0 0 <FED-FUNDS-SOLD> 0 0 0 <TRADING-ASSETS> 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 159,706 172,790 201,177 <INVESTMENTS-CARRYING> 342,542 401,778 394,379 <INVESTMENTS-MARKET> 351,244 403,538 397,671 <LOANS> 576,495 599,538 626,693 <ALLOWANCE> 7,186 7,469 7,805 <TOTAL-ASSETS> 1,208,127 1,283,201 1,337,422 <DEPOSITS> 1,059,508 1,022,408 1,038,227 <SHORT-TERM> 10,000 45,800 40,850 <LIABILITIES-OTHER> 11,581 11,098 12,480 <LONG-TERM> 25,550 100,550 140,000 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 4,500 4,500 4,500 <COMMON> 4,603 4,603 4,657 <OTHER-SE> 92,385 94,243 96,708 <TOTAL-LIABILITIES-AND-EQUITY> 1,208,127 1,002,444 1,337,422 <INTEREST-LOAN> 13,480 27,315 41,711 <INTEREST-INVEST> 8,873 18,690 29,664 <INTEREST-OTHER> 323 335 335 <INTEREST-TOTAL> 22,676 46,340 71,710 <INTEREST-DEPOSIT> 9,097 18,138 27,145 <INTEREST-EXPENSE> 9,471 19,545 30,677 <INTEREST-INCOME-NET> 13,205 26,795 41,033 <LOAN-LOSSES> 588 1,197 1,827 <SECURITIES-GAINS> 0 0 0 <EXPENSE-OTHER> 9,252 18,311 27,970 <INCOME-PRETAX> 5,318 11,242 17,630 <INCOME-PRE-EXTRAORDINARY> 5,318 11,242 17,630 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 3,138 6,663 10,455 <EPS-PRIMARY> .41 .88 1.37 <EPS-DILUTED> .41 .87 1.36 <YIELD-ACTUAL> 0 0 0 <LOANS-NON> 0 0 0 <LOANS-PAST> 0 0 0 <LOANS-TROUBLED> 0 0 0 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 0 0 0 <CHARGE-OFFS> 0 0 0 <RECOVERIES> 0 0 0 <ALLOWANCE-CLOSE> 0 0 0 <ALLOWANCE-DOMESTIC> 0 0 0 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0