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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                              --------------------

                                    FORM 8-K

                                 CURRENT REPORT

                              --------------------

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) Feburary 5, 1998
                                                 ----------------
                                                
                               1st BERGEN BANCORP
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             (Exact name of registrant as specified in its charter)

        NEW JERSEY                    0-27686            22-3409845
- -----------------------------       -----------        ---------------
(State or Other Jurisdiction        (Commission        (IRS Employer
      of Incorporation)             File Number)      Identification No.)

  250 VALLEY BOULEVARD, WOOD-RIDGE, NEW JERSEY              07075
  --------------------------------------------            ---------
    (Address of Principal Executive Offices)              (Zip Code)

       Registrant's telephone number, including area code (201) 939-3400
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Item 5.  Other.
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         The Registrant issued a press release on February 5, 1998, announcing
that its Board of Directors has adopted a stock buyback program pursuant to
which the Registrant will repurchase 5% of its outstanding common stock in open
market purchases or privately negotiated transactions.

Item 7.  Exhibits.
         ---------

         The following exhibit is filed with this Current Report on Form 8-K.

Exhibit No.             Description
- -----------             -----------
    99                  Press Release dated February 5, 1998.








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                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, 1st
Bergen Bancorp has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                             1ST BERGEN BANCORP
                                             ------------------
                                                 (Registrant)



Dated: May 26, 1998                     By: /s/ ALBERT E. GOSSWEILER
                                            ------------------------
                                             Albert E. Gossweiler,
                                             Executive Vice President
                                             and Chief Financial Officer







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                                  EXHIBIT INDEX
                                  -------------

                           CURRENT REPORT ON FORM 8-K
                           --------------------------

Exhibit No.       Description  
- ----------        -------------------
  99              Press Release dated February 5, 1998.







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