Exhibit 23.02



                       CONSENT OF INDEPENDENT ACCOUNTANTS
                       ----------------------------------



The Board of Directors of
The Travelers Inc. :



We consent to the incorporation by reference in the Registration Statements on
Form S-3 (Nos. 33-49280, 33-55542, 33-56940, 33-68760, 33-51101, 33-52281 and
33-54093), the Registration Statements on Form S-8 (Nos. 33-32130, 33-43997,
33-59524, 33-37399, 33-28437, 33-7665, 33-28110, 33-43883, 33-21099, 33-29711,
33-47437, 33-39025, 33-40469, 33-38109, 33-50206, 33-39985, 33-51353, 33-51769,
33-51783, 33-52027 and 33-52029) and the Registration Statements on Form S-4
(Nos. 33-37089, 33-25532, and 33-51201) of The Travelers Inc., of our report
dated January 24, 1994, relating to our audit of the preacquisition consolidated
balance sheets of The Travelers Corporation and Subsidiaries (the "Company") as
of December 31, 1993 and 1992, and the related preacquisition consolidated
statements of operations and retained earnings and cash flows for each of the
three years in the period ended December 31, 1993, which include only those
accounts of the Company immediately prior to it being acquired and were prepared
for the purpose of complying with the requirements of the Staff of the
Securities and Exchange Commission, which report is included in the Annual
Report on Form 10-K for the period ended December 31, 1994, of The Travelers
Inc.  These preacquisition consolidated financial statements are not intended
to be a complete presentation of the Company's financial statements after its
acquisition.



                                                    /s/ Coopers & Lybrand L.L.P.

Hartford, Connecticut
March 28, 1995