Exhibit 23.02


                     CONSENT OF INDEPENDENT ACCOUNTANTS
                     ----------------------------------


The Board of Directors of
   Travelers Group Inc.:


We consent to the incorporation by reference in the Registration Statements on
Form S-3 (Nos. 33-49280, 33-55542, 33-56940, 33-68760, 33-51101, 33-52281, 
33-54093, 33-62903 and 33-63663), the Registration Statements on Forms S-8 
(Nos. 33-32130, 33-43997, 33-59524, 33-37399, 33-7665, 33-28110, 33-43883, 
33-21099, 33-29711, 33-47437, 33-39025, 33-40469, 33-38109, 33-50206, 33-39985, 
33-51769, 33-51783, 33-52029 and 33-64985) and the Registration Statements on 
Forms S-4 (Nos. 33-37089, 33-25532 and 33-51201) of Travelers Group Inc., of our
report dated January 24, 1994, relating to our audit of the preacquisition 
consolidated balance sheet of The Travelers Corporation and Subsidiaries 
(the "Company") as of December 31, 1993, and the related preacquisition 
consolidated statements of operations and retained earnings and cash flows for 
the year ended December 31, 1993, which includes only those accounts of the 
Company immediately prior to it being acquired and were prepared for the purpose
of complying with the requirements of the Staff of the Securities and Exchange 
Commission, which report is included in the Annual Report on Form 10-K for the 
period ended December 31, 1995, of Travelers Group Inc. These preacquisition 
consolidated financial statements are not intended to be a complete 
presentation of the Company's financial statements after its acquisition.



/s/ COOPERS & LYBRAND L.L.P.



Hartford, Connecticut
March 25, 1996