<ARTICLE> 5 <MULTIPLIER> 1,000,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> DEC-31-1995 <CASH> $1,866 <SECURITIES> 69,550<F1> <RECEIVABLES> 17,215<F2> <ALLOWANCES> 0<F3> <INVENTORY> 0<F3> <CURRENT-ASSETS> 0<F3> <PP&E> 0<F3> <DEPRECIATION> 0<F3> <TOTAL-ASSETS> 114,475 <CURRENT-LIABILITIES> 0<F3> <BONDS> 13,613<F4> <PREFERRED-MANDATORY> 168 <PREFERRED> 800 <COMMON> 4 <OTHER-SE> 10,906<F5> <TOTAL-LIABILITY-AND-EQUITY> 114,475 <SALES> 0<F3> <TOTAL-REVENUES> 16,583 <CGS> 0<F3> <TOTAL-COSTS> 14,042 <OTHER-EXPENSES> 0<F3> <LOSS-PROVISION> 171<F6> <INTEREST-EXPENSE> 1,956<F6> <INCOME-PRETAX> 2,521 <INCOME-TAX> 893 <INCOME-CONTINUING> 1,628 <DISCONTINUED> 206<F3> <EXTRAORDINARY> 0<F3> <CHANGES> 0<F3> <NET-INCOME> 1,834 <EPS-PRIMARY> 5.51 <EPS-DILUTED> 0<F3> <FN> <F1>Includes the following items from the financial statements: total investments $40,965; securities borrowed or purchased under agreements to resell $19,601; and trading securities owned, at market value $8,984. <F2>Includes the following items from the financial statements: brokerage receivables $6,559; net consumer finance receivables $7,092; and other receivables $3,564. <F3>Items which are inapplicable relative to the underlying financial statements are indicated with a zero as required. <F4>Includes the following items from the financial statements: investment banking and brokerage borrowings $2,955; short-term borrowings $1,468; and long-term debt $9,190. <F5>Includes the following items from the financial statements: additional paid-in capital $6,785; retained earnings $5,503; treasury stock $(1,835); and unrealized gain (loss) on investment securities and other, $453. <F6>Included in total costs and expenses applicable to sales and revenues. </FN>