1 INDEPENDENT AUDITORS' CONSENT The Board of Directors BancTEXAS Group Inc. We consent to incorporation by reference in Registration Statement No. 33-42607 of BancTEXAS Group Inc. on Form S-8 of our report dated March 18, 1994, appearing in this Annual Report on Form 10-K of BancTEXAS Group Inc. for the year ended December 31, 1994. /s/ Deloitte & Touche LLP Deloitte & Touche LLP Dallas, Texas March 29, 1995