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                                 Exhibit 23(d)
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                        Consent of Independent Auditors
                        -------------------------------




      We hereby consent to the incorporation by reference in this Registration
Statement on Form S-8 of Boatmen's Bancshares, Inc. of our report dated
January 22, 1993, relating to the consolidated and parent only statements of
income, retained earnings and cash flows of The Union of Arkansas Corporation
and Subsidiaries for the year ended December 31, 1992 (not presented
separately herein) which report appears in Boatmen's Bancshares, Inc.'s Form
8-K dated April 28, 1995 and to all references to our Firm included in this
registration statement.


                                          /s/ Frost & Company

                                          Frost & Company
                                          Certified Public Accountants


Little Rock, Arkansas
July 10, 1995