1


                               Exhibit 23(d)
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 2

                Consent of Independent Auditors
                -------------------------------

      We hereby consent to the incorporation by reference in this
Registration Statement on Form S-8 of Boatmen's Bancshares, Inc.
of our report dated January 22, 1993, relating to the
consolidated and parent only statements of income, retained
earnings and cash flows of The Union of Arkansas Corporation and
Subsidiaries for the year ended December 31, 1992 (not presented
separately herein) which report appears in Boatmen's Bancshares, Inc.'s Form
8-K dated April 28, 1995 and to all references to our Firm included in this
registration statement.

                                        /s/ Frost & Company
                                        ------------------------

                                        Frost & Company
                                        Certified Public Accountants


Little Rock, Arkansas
January 31, 1996