<ARTICLE>           7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF THE REGISTRANT AND IS QUALIFIED IN
ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<RESTATED>
<MULTIPLIER>        1,000
<CURRENCY>          U.S. DOLLAR
       
                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<EXCHANGE-RATE>                                      1
<DEBT-HELD-FOR-SALE>                         1,517,264
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                       5,997
<MORTGAGE>                                      98,262
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                               2,272,048
<CASH>                                          13,145
<RECOVER-REINSURE>                              59,618
<DEFERRED-ACQUISITION>                         233,565
<TOTAL-ASSETS>                               2,893,654
<POLICY-LOSSES>                              1,862,284
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                 206,284
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                106,493
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           174
<OTHER-SE>                                     425,384
<TOTAL-LIABILITY-AND-EQUITY>                 2,893,654
<PREMIUMS>                                     674,885
<INVESTMENT-INCOME>                            136,828
<INVESTMENT-GAINS>                                 930
<OTHER-INCOME>                                  17,386
<BENEFITS>                                     560,445
<UNDERWRITING-AMORTIZATION>                     51,987
<UNDERWRITING-OTHER>                            84,522
<INCOME-PRETAX>                                 87,061
<INCOME-TAX>                                    31,687
<INCOME-CONTINUING>                             55,374
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    55,072
<EPS-PRIMARY>                                     2.18<F1><F2>
<EPS-DILUTED>                                     2.17<F2>
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1> Item consists of basic earnings per share
<F2> Item adjusted for three-for-two stock split on August 29, 1997