<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF THE REGISTRANT AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLAR <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <EXCHANGE-RATE> 1 <DEBT-HELD-FOR-SALE> 872,804 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 3,112 <MORTGAGE> 14,653 <REAL-ESTATE> 0 <TOTAL-INVEST> 1,405,513 <CASH> 18,258 <RECOVER-REINSURE> 64,076 <DEFERRED-ACQUISITION> 186,813 <TOTAL-ASSETS> 1,989,934 <POLICY-LOSSES> 1,200,609 <UNEARNED-PREMIUMS> 0 <POLICY-OTHER> 207,673 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 174 <OTHER-SE> 376,755 <TOTAL-LIABILITY-AND-EQUITY> 1,989,934 <PREMIUMS> 569,990 <INVESTMENT-INCOME> 90,117 <INVESTMENT-GAINS> 31 <OTHER-INCOME> 7,994 <BENEFITS> 463,867 <UNDERWRITING-AMORTIZATION> 41,333 <UNDERWRITING-OTHER> 56,739 <INCOME-PRETAX> 74,619 <INCOME-TAX> 27,148 <INCOME-CONTINUING> 47,471 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 47,291 <EPS-PRIMARY> 1.87<F1><F2> <EPS-DILUTED> 1.87<F2> <RESERVE-OPEN> 0 <PROVISION-CURRENT> 0 <PROVISION-PRIOR> 0 <PAYMENTS-CURRENT> 0 <PAYMENTS-PRIOR> 0 <RESERVE-CLOSE> 0 <CUMULATIVE-DEFICIENCY> 0 <FN> <F1> Item consists of basic earnings per share <F2> Item adjusted for three-for-two stock split on August 29, 1997