EXHIBIT 99.3
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 14
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
12/31/1998 01/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 2,916,203.18 558,487.23 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
558,487.23 0.00 3,474,690.41
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 15
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
01/29/1999 02/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,484,460.24 542,205.10 0.00
02/26/1999 03/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,426,934.60 533,916.86 0.00
03/31/1999 04/26/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,755,517.28 525,949.81 0.00
04/30/1999 05/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,733,203.36 516,148.17 0.00
05/28/1999 06/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 2,306,818.82 506,471.12 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
542,205.10 0.00 2,026,665.34
533,916.86 0.00 1,960,851.46
525,949.81 0.00 2,281,467.09
516,148.17 0.00 2,249,351.53
506,471.12 0.00 2,813,289.94
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 16
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
06/30/1999 07/26/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 2,191,845.01 493,591.38 0.00
07/30/1999 08/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 2,298,095.20 481,353.58 0.00
08/31/1999 09/27/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,223,488.41 468,522.55 0.00
09/30/1999 10/25/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,099,542.89 461,691.40 0.00
10/29/1999 11/26/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,508,747.62 455,552.29 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
493,591.38 0.00 2,685,436.39
481,353.58 0.00 2,779,448.78
468,522.55 0.00 1,692,010.96
461,691.40 0.00 1,561,234.29
455,552.29 0.00 1,964,299.91
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 17
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
11/30/1999 12/27/1999 1998-1/A1 1998-1/A1 294751AF9 132555119-2 1,573,771.43 447,128.45 0.00
TOTALS FOR Pool No. 1998-1/A1 21,518,628.04 5,991,017.94 0.00
12/31/1998 01/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 24,660.71 145,432.81 0.00
01/29/1999 02/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 397,898.33 145,289.37 0.00
02/26/1999 03/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 333,053.33 142,974.92 0.00
03/31/1999 04/26/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 530,812.58 141,037.66 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
447,128.45 0.00 2,020,899.88
TOTALS FOR Pool No. 1998-1/A1
5,991,017.94 0.00 27,509,645.98
145,432.81 0.00 170,093.52
145,289.37 0.00 543,187.70
142,974.92 0.00 476,028.25
141,037.66 0.00 671,850.24
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 18
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
04/30/1999 05/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 327,947.70 137,950.10 0.00
05/28/1999 06/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 302,821.62 136,042.54 0.00
06/30/1999 07/26/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 246,158.83 134,281.13 0.00
07/30/1999 08/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 1,363,508.26 132,849.30 0.00
08/31/1999 09/27/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 466,426.90 124,918.23 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
137,950.10 0.00 465,897.80
136,042.54 0.00 438,864.16
134,281.13 0.00 380,439.96
132,849.30 0.00 1,496,357.56
124,918.23 0.00 591,345.13
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004
J-14, Year-To-Date Payment Report
Date: 02/17/2000 Page: 19
YTDPAYMT
EQUITY ONE ABS 1998-1 (0326)
Record Payable Investor Interest
Date Date Pool No. Series Cusip No. Tax ID Principal Interest Adjustment
- ---------- ---------- --------- --------- --------- ----------- ------------ ------------ ----------
09/30/1999 10/25/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 990,715.25 122,205.18 0.00
10/29/1999 11/26/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 505,313.72 116,442.52 0.00
11/30/1999 12/27/1999 1998-1/A2 1998-1/A2 294751AG7 132555119-2 333,659.32 113,503.28 0.00
TOTALS FOR Pool No. 1998-1/A2 5,822,976.55 1,592,927.04 0.00
Net Interest Total
Distribution Other Distribution
- ------------ ----- ------------
122,205.18 0.00 1,112,920.43
116,442.52 0.00 621,756.24
113,503.28 0.00 447,162.60
TOTALS FOR Pool No. 1998-1/A2
1,592,927.04 0.00 7,415,903.59
Registration: CEDE & CO
C/O THE DEPOSITORY TRUST COMPANY
P.O. BOX 20
BOWLING GREEN STATION
NEW YORK, NY 10004