<ARTICLE>                                            9

                                            
<PERIOD-TYPE>                                3-MOS
<FISCAL-YEAR-END>                            DEC-31-2000
<PERIOD-END>                                 MAR-31-2000
<CASH>                                                 5
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                       0
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                            0
<INVESTMENTS-CARRYING>                                 0
<INVESTMENTS-MARKET>                                   0
<LOANS>                                                0
<ALLOWANCE>                                            0
<TOTAL-ASSETS>                                    29,638
<DEPOSITS>                                             0
<SHORT-TERM>                                           0
<LIABILITIES-OTHER>                               87,157
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                               5
<OTHER-SE>                                             0
<TOTAL-LIABILITIES-AND-EQUITY>                    29,638
<INTEREST-LOAN>                                        0
<INTEREST-INVEST>                                      0
<INTEREST-OTHER>                                       0
<INTEREST-TOTAL>                                       0
<INTEREST-DEPOSIT>                                     0
<INTEREST-EXPENSE>                                     0
<INTEREST-INCOME-NET>                                  0
<LOAN-LOSSES>                                          0
<SECURITIES-GAINS>                                     0
<EXPENSE-OTHER>                                   87,157
<INCOME-PRETAX>                                  (87,157)
<INCOME-PRE-EXTRAORDINARY>                             0
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                     (57,523)
<EPS-BASIC>                                            0
<EPS-DILUTED>                                          0
<YIELD-ACTUAL>                                         0
<LOANS-NON>                                            0
<LOANS-PAST>                                           0
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                       0
<CHARGE-OFFS>                                          0
<RECOVERIES>                                           0
<ALLOWANCE-CLOSE>                                      0
<ALLOWANCE-DOMESTIC>                                   0
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0