<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 824,369 <INT-BEARING-DEPOSITS> 334,242 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 6,682,629 <INVESTMENTS-CARRYING> 2,245,649 <INVESTMENTS-MARKET> 2,231,539 <LOANS> 21,380,579 <ALLOWANCE> (200,711) <TOTAL-ASSETS> 35,860,073 <DEPOSITS> 20,024,978 <SHORT-TERM> 9,739,214 <LIABILITIES-OTHER> 545,836 <LONG-TERM> 3,698,873 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,256,900 <OTHER-SE> 594,272 <TOTAL-LIABILITIES-AND-EQUITY> 35,860,073 <INTEREST-LOAN> 670,143 <INTEREST-INVEST> 359,331 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 1,029,474 <INTEREST-DEPOSIT> 282,144 <INTEREST-EXPENSE> 683,408 <INTEREST-INCOME-NET> 346,066 <LOAN-LOSSES> 18,000 <SECURITIES-GAINS> (81,088) <EXPENSE-OTHER> 48,172 <INCOME-PRETAX> (32,543) <INCOME-PRE-EXTRAORDINARY> (21,777) <EXTRAORDINARY> 10,775 <CHANGES> 0 <NET-INCOME> (11,002) <EPS-BASIC> (0.05) <EPS-DILUTED> (0.05) <YIELD-ACTUAL> 0 <LOANS-NON> 103,210 <LOANS-PAST> 12,215 <LOANS-TROUBLED> 3,755 <LOANS-PROBLEM> 148,499 <ALLOWANCE-OPEN> 132,986 <CHARGE-OFFS> 28,018 <RECOVERIES> 9,885 <ALLOWANCE-CLOSE> 200,711 <ALLOWANCE-DOMESTIC> 190,125 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 10,586