WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE>           5

<MULTIPLIER>        1,000
       
                                        
<PERIOD-TYPE>                              9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                         129,407
<SECURITIES>                                 2,845,079
<RECEIVABLES>                                4,661,131
<ALLOWANCES>                                   (34,480)
<INVENTORY>                                          0
<CURRENT-ASSETS>                               203,451
<PP&E>                                          91,449
<DEPRECIATION>                                 (41,980
<TOTAL-ASSETS>                               7,854,057
<CURRENT-LIABILITIES>                        7,439,051
<BONDS>                                              0
<COMMON>                                       224,603
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     96,660
<OTHER-SE>                                      93,743
<TOTAL-LIABILITY-AND-EQUITY>                 7,854,057
<SALES>                                              0
<TOTAL-REVENUES>                               375,511
<CGS>                                                0
<TOTAL-COSTS>                                   74,687
<OTHER-EXPENSES>                                 9,481
<LOSS-PROVISION>                                   750
<INTEREST-EXPENSE>                             228,668    
<INCOME-PRETAX>                                 61,925
<INCOME-TAX>                                    21,214
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    40,711
<EPS-PRIMARY>                                     $.77
<EPS-DILUTED>                                     $.77