<ARTICLE> 5 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> SEP-30-2000 <PERIOD-START> OCT-01-1999 <PERIOD-END> JUN-30-2000 <CASH> 5,860,000 <SECURITIES> 0 <RECEIVABLES> 11,748,000 <ALLOWANCES> (2,301,000) <INVENTORY> 255,000 <CURRENT-ASSETS> 0 <PP&E> 531,000 <DEPRECIATION> (322,000) <TOTAL-ASSETS> 17,718,000 <CURRENT-LIABILITIES> 5,523,000 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 39,000 <OTHER-SE> 9,602,000 <TOTAL-LIABILITY-AND-EQUITY> 17,718,000 <SALES> 12,230,000 <TOTAL-REVENUES> 12,230,000 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 2,907,000 <LOSS-PROVISION> 2,090,000 <INTEREST-EXPENSE> 387,000 <INCOME-PRETAX> 6,907,000 <INCOME-TAX> 2,762,000 <INCOME-CONTINUING> 4,145,000 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,145,000 <EPS-BASIC> 1.05 <EPS-DILUTED> 1.02