<ARTICLE> 9 <CIK> 0000828944 <NAME> WSFS FINANCIAL CORPORATION <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 62,006 <INT-BEARING-DEPOSITS> 8,254 <FED-FUNDS-SOLD> 5,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 315,310 <INVESTMENTS-CARRYING> 127,290 <INVESTMENTS-MARKET> 0 <LOANS> 980,779 <ALLOWANCE> 22,798 <TOTAL-ASSETS> 1,783,961 <DEPOSITS> 1,116,638 <SHORT-TERM> 139,417 <LIABILITIES-OTHER> 27,838 <LONG-TERM> 399,500 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 6,220 <OTHER-SE> 91,424 <TOTAL-LIABILITIES-AND-EQUITY> 1,783,961 <INTEREST-LOAN> 59,623 <INTEREST-INVEST> 21,136 <INTEREST-OTHER> 17,664 <INTEREST-TOTAL> 98,423 <INTEREST-DEPOSIT> 30,507 <INTEREST-EXPENSE> 58,735 <INTEREST-INCOME-NET> 39,688 <LOAN-LOSSES> 672 <SECURITIES-GAINS> (2,464) <EXPENSE-OTHER> 46,338 <INCOME-PRETAX> 16,172 <INCOME-PRE-EXTRAORDINARY> 11,829 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,573 <EPS-BASIC> 0.98 <EPS-DILUTED> 0.98 <YIELD-ACTUAL> 9.25 <LOANS-NON> 8,256 <LOANS-PAST> 1,266 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 23,024 <CHARGE-OFFS> 1,737 <RECOVERIES> 664 <ALLOWANCE-CLOSE> 22,798 <ALLOWANCE-DOMESTIC> 22,798 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0