FINANCIAL DATA SCHEDULE TYPE EX-27 ARTICLE 9 PERIOD-TYPE 12-MOS FISCAL YEAR-END DEC-31-2001 PERIOD-END DEC-31-2001 CASH 12,650 INT-BEARING-DEPOSITS 679 FED-FUNDS-SOLD 24,347 TRADING-ASSETS 0 INVESTMENTS-HELD-FOR-SALE 68,422 INVESTMENTS-CARRYING 0 INVESTMENTS-MARKET 0 LOANS 249,816 ALLOWANCE 3,104 TOTAL-ASSETS 373,728 DEPOSITS 281,168 SHORT-TERM 31,531 LIABILITIES-OTHER 3,355 LONG-TERM 26,512 PREFERRED-MANDATORY 0 PREFERRED 0 COMMON 248 OTHER-SE 30,914 TOTAL-LIABILITIES AND EQUITY 373,728 INTEREST-LOAN 19,308 INTEREST-INVEST 3,768 INTEREST-OTHER 902 INTEREST-TOTAL 23,978 INTEREST-DEPOSIT 8,347 INTEREST-EXPENSE 10,677 INTEREST-INCOME-NET 13,301 LOAN-LOSSES 504 SECURITIES-GAINS 11 EXPENSE-OTHER 10,247 INCOME-PRETAX 7,030 INCOME-PRE-EXTRAORDINARY 5,092 EXTRAORDINARY 0 CHANGES 0 NET-INCOME 5,092 EPS-PRIMARY 2.15 EPS-DILUTED 2.12 YIELD-ACTUAL 4.38 LOANS-NON 56 LOANS-PAST 644 LOANS-TROUBLED 0 LOANS-PROBLEM 0 ALLOWANCE-OPEN 2,691 CHARGE-OFFS 98 RECOVERIES 7 ALLOWANCE-CLOSE 3,104 ALLOWANCE-DOMESTIC 3,104 ALLOWANCE-FOREIGN 0 ALLOWANCE-UNALLOCATED 1,692