Yardville National Bancorp Subsidiaries 1. Yardville National Bank 2. Yardville Capital Trust 3. Yardville Capital Trust II 4. Yardville Capital Trust III 5. Yardville National Investment Corporation (wholly-owned subsidiary of Bank) 6. YNB Real Estate Holding Company (wholly-owned subsidiary of Bank) 7. Brendan, Inc. (wholly-owned subsidiary of Bank) 8. YNB Financial, Inc. (wholly-owned subsidiary of Bank) 9. Nancy-Beth, Inc. (wholly-owned subsidiary of Bank) 10. YNB Realty, Inc. (wholly-owned subsidiary of Bank) 11. Jim Mary, Inc. (wholly-owned subsidiary of Bank) 12. YNB Capital Development, Inc. (wholly-owned subsidiary of Bank)