SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                ----------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): August 16, 2002

                                ----------------

                          PRUCO LIFE INSURANCE COMPANY
             (Exact name of registrant as specified in its charter)

              Arizona                   33-37587             22-1944557
   (State or other jurisdiction     (Commission File      (I.R.S. Employer
        of incorporation)                Number)         Identification No.)


                              213 Washington Street
                            Newark, New Jersey 07102
              (Address of principal executive offices and zip code)

                                 (973) 802-3274
              (Registrant's telephone number, including area code)





Item 9.  Regulation FD Disclosure.

                  On August 14, 2002, the Company filed with the SEC its
Quarterly Report on Form 10-Q for the period ended June 30, 2002, accompanied by
the certifications of Vivian Banta and William J. Eckert, IV, its Chief
Executive Officer and its Chief Accounting Officer, respectively, required
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002. The Company is furnishing copies of these
certifications as Exhibits 99.1 and 99.2 hereto.






                                       -2-






                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

Date: August 16, 2002      Pruco Life Insurance Company

                                  By: /s/  William J. Eckert, IV
                                  --------------------------------------------
                                  Name: William J. Eckert, IV
                                  Title: Chief Accounting Officer (Principal
                                  Accounting Officer)







                                       -3-






                                  Exhibit Index

Exhibit
No.                              Description
- ---------- ---------------------------------------------------------------------
99.1       Certification of Chief Executive Officer required pursuant to 18
           U.S.C. Section 1350, as adopted pursuant to Section 906 of the
           Sarbanes-Oxley Act of 2002.

99.2       Certification of Chief Accounting Officer required pursuant to 18
           U.S.C. Section 1350, as adopted pursuant to Section 906 of the
           Sarbanes-Oxley Act of 2002.







                                       -4-