Exhibit 99.2




                                  CERTIFICATION



         Pursuant to 18 U.S.C. Section 1350, I, William J. Eckert IV, Chief
Accounting Officer of PRUCO Life Insurance Company (the "Company"), hereby
certify that the Company's Quarterly Report on Form 10-Q for the quarter ended
September 30, 2002 (the "Report") fully complies with the requirements of
Section 13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934
and that the information contained in the Report fairly presents, in all
material respects, the financial condition and results of operations of the
Company.


Dated:  November 14, 2002




                                              /s/ William J. Eckert, IV
                                              ---------------------------------
                                              Name:  William J. Eckert, IV
                                              Title: Chief Accounting Officer






         The foregoing certification is being furnished solely pursuant to 18
U.S.C. Section 1350 and is not being filed as part of the Report or as a
separate disclosure document.