SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K/A
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): October 21, 2002
YARDVILLE NATIONAL BANCORP
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(Exact name of issuer as specified in charter)
NEW JERSEY 0-26086 22-2670267
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation or file Identification
Organization) number) Number)
2465 KUSER ROAD
HAMILTON, NEW JERSEY 08690
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(Address of principal executive offices)
(609) 585-5100
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(Registrant's telephone number, including area code)
EXPLANATORY NOTE
This Current Report on Form 8-K/A amends the Current Report on Form 8-K filed by
Yardville National Bancorp, a New Jersey corporation (the "Company") on October
21, 2002 (the "October 8-K"), amends the Current Report on Form 8-K filed by the
Company on January 28, 2003 (the "January 8-K") and amends and restates the
Current Report on Form 8-K/A filed by the Company on January 31, 2003 (the
"Amended 8-K"), reporting and amending, respectively, the Company's financial
results for the three and nine months ended September 30, 2002 and for the three
and twelve months ended December 31, 2002. The purpose of this Amendment is to
correct certain information (modifying, in the "Financial Summary - Average
Balances, Rates Paid and Yields" section, the reported classification and
resulting average yields/rates of certain accounts among the different types of
interest earning assets and interest bearing deposits, respectively, as well as
the reported classification of average other liabilities and average
stockholders' equity, and in the "Summary of Financial Information for the Three
and Twelve Months Ended December 31, 2002 and the Three and Twelve Months Ended
December 31, 2001" section, the reported return on average stockholders' equity
to reflect the effect of the change in average stockholders' equity described
above) included in the financial information attached to the separate press
releases included as Exhibit 99 in each of the October 8-K, the January 8-K and
the information attached as Exhibits to the Amended 8-K. The corrections
reflected in this Amendment did not result in any changes to the total interest
earning assets, total interest bearing deposits, total interest bearing
liabilities, total liabilities and stockholders' equity, total interest expense,
net income or the reported end of period statement of condition as previously
reported in Exhibit 99 in each of the October 8-K and the January 8-K. Except as
described above, the Company has not updated any of the other information
included in the October 8-K and the January 8-K.
Item 7 - Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
Exhibit No. Description
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99.1 Financial Summary - Average Balances, Rates Paid and Yields, for
the Three Months Ended September 30, 2002 and Three Months Ended
September 30, 2001 and the Financial Summary - Average Balances,
Rates Paid and Yields, for the Nine Months Ended September 30,
2002 and Nine Months Ended September 30, 2001 (This Exhibit 99.1
is intended to replace in its entirety the Financial Summary -
Average Balances, Rates Paid and Yields, for the Three Months
Ended September 30, 2002 and Three Months Ended September 30,
2001 and the Financial Summary - Average Balances, Rates Paid and
Yields, for the Nine Months Ended September 30, 2002 and Nine
Months Ended September 30, 2001 forming part of Exhibit 99 to the
Current Report on Form 8-K filed by the Company on October 21,
2002.)
99.2 Financial Summary - Average Balances, Rates Paid and Yields, for
the Three Months Ended December 31, 2002 and Three Months Ended
December 31, 2001 and the Financial Summary - Average Balances,
Rates Paid and Yields, for the Twelve Months Ended December 31,
2002 and the Twelve Months Ended December 31, 2001 (This Exhibit
99.2 is intended to replace in its entirety the Financial Summary
- Average Balances, Rates Paid and Yields, for the Three Months
Ended December 31, 2002 and Three Months Ended December 31, 2001
Financial Summary - Average Balances, Rates Paid and Yields, for
the Twelve Months Ended December 31, 2002 and the Twelve Months
Ended December 31, 2001 and the forming part of Exhibit 99 to the
Current Report on Form 8-K filed by the Company on January 28,
2003, as amended by the Current Report on Form 8-K filed by the
Company on January 31, 2003.)
99.3 Summary of Financial Information for the Three and Twelve Months
ended December 31, 2002 and the Three and Twelve Months Ended
December 31, 2001 (This Exhibit 99.3 is intended to replace in
its entirety the Summary of Financial Information for the Three
and Twelve Months ended December 31, 2002 and the Three and
Twelve Months Ended December 31, 2001 forming part of Exhibit 99
to the Current Report on Form 8-K filed by the Company on January
28, 2003.)
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Signatures
Pursuant to the requirements of the Securities and Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned, hereunto duly authorized.
YARDVILLE NATIONAL BANCORP
Date: February 12, 2003 By: /s/ Stephen F. Carman
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Stephen F. Carman
Vice President and Treasurer
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Index to Exhibits
Exhibit No. Description
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99.1 Financial Summary - Average Balances, Rates Paid and Yields, for
the Three Months Ended September 30, 2002 and Three Months Ended
September 30, 2001 and the Financial Summary - Average Balances,
Rates Paid and Yields, for the Nine Months Ended September 30,
2002 and Nine Months Ended September 30, 2001 (This Exhibit 99.1
is intended to replace in its entirety the Financial Summary -
Average Balances, Rates Paid and Yields, for the Three Months
Ended September 30, 2002 and Three Months Ended September 30,
2001 and the Financial Summary - Average Balances, Rates Paid and
Yields, for the Nine Months Ended September 30, 2002 and Nine
Months Ended September 30, 2001 forming part of Exhibit 99 to the
Current Report on Form 8-K filed by the Company on October 21,
2002.)
99.2 Financial Summary - Average Balances, Rates Paid and Yields, for
the Three Months Ended December 31, 2002 and Three Months Ended
December 31, 2001 and the Financial Summary - Average Balances,
Rates Paid and Yields, for the Twelve Months Ended December 31,
2002 and the Twelve Months Ended December 31, 2001 (This Exhibit
99.2 is intended to replace in its entirety the Financial Summary
- Average Balances, Rates Paid and Yields, for the Three Months
Ended December 31, 2002 and Three Months Ended December 31, 2001
Financial Summary - Average Balances, Rates Paid and Yields, for
the Twelve Months Ended December 31, 2002 and the Twelve Months
Ended December 31, 2001 and the forming part of Exhibit 99 to the
Current Report on Form 8-K filed by the Company on January 28,
2003.)
99.3 Summary of Financial Information for the Three and Twelve Months
ended December 31, 2002 and the Three and Tweleve Months Ended
December 31, 2001 (This Exhibit 99.3 is intended to replace in
its entirety the Summary of Financial Information for the Three
and Twelve Months ended December 31, 2002 and the Three and
Twelve Months Ended December 31, 2001 forming part of Exhibit 99
to the Current Report on Form 8-K filed by the Company on January
28, 2003.)
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