EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 426,664,848.42 2,044,435.73 9,484,081.08 11,528,516.81
A Certificate - - 561,942.38 - 561,942.38
Totals 650,000,000.00 426,664,848.42 2,606,378.11 9,484,081.08 12,090,459.19
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
A - - 417,180,767.34 5.750000% 5.206250%
A Certificate - - - NA NA
Totals - - 417,180,767.34
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 656.407459 3.145286 14.590894 17.736180 641.816565
A Certificate 0.000000 0.864527 0.000000 0.864527 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 11,673,186.02 3,373,004.70 1,108,171.33 12,243,581.38 5,737,429.59
% of Pool Balance 2.64143% 0.76325% 0.25076% 2.77050% 1.29828%
Number of Loans 201 67 21 195 91
% of Loans 2.83059% 0.94353% 0.29573% 2.74609% 1.28151%
Loans
in
Foreclosure
- ----------------------------------------------------------
Trust A Principal Balance 14,533,846.51
% of Pool Balance 3.28874%
Number of Loans 253
% of Loans 3.56288%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 451,411,068.22
Prefunding 0.00
Principal Reduction 9,484,081.08
Ending Aggregate Mortgage Loan Balance 441,926,987.14
Beginning Aggregate Mortgage Loan Count 7237
Ending Aggregate Mortgage Loan Count 7101
Current Weighted Average Coupon Rate 9.506519%
Next Weighted Average Coupon Rate 9.504700%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 686,285.25
Curtailments 283,062.42
Prepayments 7,330,181.65
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,184,551.76
Other Principal 0.00
Less: Realized Losses 573,205.83
Total Principal Reduction 10,057,286.91
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 188,087.94
Less: Amounts to Cover Interest Shortfalls 9,391.69
Less: Delinquent Service Fees 52,185.56
Collected Servicing Fees for Current Period: 126,510.69
Advanced Principal N/A
Advanced Interest 987,939.84
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class A 7,330,181.65 1,467,614.18 8,910,875.25 - - -
- - - - - -
Total 7,330,181.65 1,467,614.18 8,910,875.25 - - -
Applied
Realized Loss
Amount
- ------------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 573,205.83 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ---------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 0.045984
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 7,036,555.35
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 167,623.65
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 2,535,997.81
Principal Collected: 8,299,529.32
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 611,345.93
Delinquency Advances on Mortgage Interest: 987,939.84
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 9,711.20
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 12,444,524.10
LESS:
Servicing Fees (including PPIS): 135,902.38
Non Recoverable Advance 1,405.84
Indenture Trustee Fees: 2,633.23
Owner Trustee Fees: 277.78
Insurance Premiums: 46,222.03
Reimbursement of Delinquency Advances/Servicing Advances 167,623.65
Total Reductions to Available Funds Amount: 354,064.91
Total Available Funds: 12,090,459.19
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 229,155,465.01 1,098,036.60 5,936,586.63 7,034,623.23
B Certificate - - - - -
Totals 350,000,000.00 229,155,465.01 1,098,036.60 5,936,586.63 7,034,623.23
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
B - - 223,218,878.38 5.750000% 5.206250%
B Certificate - - - NA NA
Totals - - 223,218,878.38
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 654.729900 3.137247 16.961676 20.098923 637.768224
B Certificate 0.000000 0.000000 0.000000 0.000000 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- -----------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 5,103,418.39 1,119,465.12 447,354.43 9,322,918.04 3,073,143.33
% of Pool Balance 2.15749% 0.47326% 0.18912% 3.94131% 1.29919%
Number of Loans 87 22 11 137 47
% of Loans 2.74275% 0.69357% 0.34678% 4.31904% 1.48172%
Loans
in
Foreclosure
- ------------------------------------------------------
Trust B Principal Balance 7,938,704.17
% of Pool Balance 3.35613%
Number of Loans 141
% of Loans 4.44515%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 242,480,338.11
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 5,936,586.63
Ending Aggregate Mortgage Loan Balance 236,543,751.48
Beginning Aggregate Mortgage Loan Count 3,246
Ending Aggregate Mortgage Loan Count 3,172
Current Weighted Average Coupon Rate 9.483682%
Next Weighted Average Coupon Rate 9.480550%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 349,609.12
Curtailments 26,664.58
Prepayments 4,396,599.27
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,163,713.66
Other Principal 0.00
Less: Realized Losses 459,207.93
Total Principal Reduction 6,395,794.56
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 101,033.47
Less: Amounts to Cover Interest Shortfalls 2,453.02
Less: Delinquent Service Fees 27,459.29
Collected Servicing Fees for Current Period: 71,121.16
Advanced Principal N/A
Advanced Interest 524,885.78
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Class B 4,396,599.27 1,190,378.24 5,477,378.70 - - -
- - - - -
Total 4,396,599.27 1,190,378.24 5,477,378.70 - - -
Unpaid
Realized Loss
Amount
- ----------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- --------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 459,207.93 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 0.06
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 3,743,779.14
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 236,414.15
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 153,251.26
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,363,993.67
Principal Collected: 4,772,872.97
Insurance Proceeds Received: -
Net Liquidation Proceeds: 704,505.73
Delinquency Advances on Mortgage Interest: 524,885.78
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 5,652.80
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount -
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 7,371,910.95
LESS:
Servicing Fees (including PPIS): 73,574.18
Non-Recoverable Advance 781.96
Indenture Trustee Fees: 1,414.47
Owner Trustee Fees: 277.78
Insurance Premiums: 24,825.18
Reimbursement of Delinquency Advances/Servicing Advances 236,414.15
Total Reductions to Available Funds Amount: 337,287.72
Total Available Funds: 7,034,623.23
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 47,045,695.92 219,546.58 1,525,515.06 1,745,061.64
C Certificate - - 101,114.89 - 101,114.89
Totals 100,000,000.00 47,045,695.92 320,661.47 1,525,515.06 1,846,176.53
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -------------------------------------------------------------------------------------------------------------------------------
C - - 45,520,180.86 5.600000% 5.056250%
C Certificate - - - NA NA
Totals - - 45,520,180.86
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 470.456959 2.195466 15.255151 17.450617 455.201808
C Certificate 0.000000 0.155561 0.000000 0.155561 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 1,455,505.78 361,955.65 51,675.66 2,143,316.34 987,527.68
% of Pool Balance 2.88864% 0.71835% 0.10256% 4.25369% 1.95988%
Number of Loans 16 4 1 27 12
% of Loans 2.76339% 0.69085% 0.17271% 4.66321% 2.07254%
Loans
in
Foreclosure
- -------------------------------------------------------
Trust C Principal Balance 3,526,090.41
% of Pool Balance 6.99798%
Number of Loans 39
% of Loans 6.73575%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 51,912,781.12
Prefunding N/A
Principal Reduction 1,525,515.06
Ending Aggregate Mortgage Loan Balance 50,387,266.06
Beginning Aggregate Mortgage Loan Count 598
Ending Aggregate Mortgage Loan Count 579
Current Weighted Average Coupon Rate 10.511390%
Next Weighted Average Coupon Rate 10.501298%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 22,844.81
Curtailments 12,938.13
Prepayments 1,377,522.57
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 112,209.55
Other Principal 0.00
Less: Realized Losses 61,206.80
Total Principal Reduction 1,586,721.86
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 21,630.32
Less: Amounts to Cover Interest Shortfalls 254.75
Less: Delinquent Service Fees 7,306.86
Collected Servicing Fees for Current Period: 14,068.71
Advanced Principal N/A
Advanced Interest 151,859.15
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 1,377,522.57 125,147.68 1,464,308.26 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- ----------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C NO 4,867,085.20 61,206.80 0.00 4,867,085.20
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust C 4,867,085.20 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 0.09
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 1,020,692.33
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 46,036.70
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 295,563.57
Principal Collected: 1,413,305.51
Insurance Proceeds Received: -
Net Liquidation Proceeds: 51,002.75
Delinquency Advances on Mortgage Interest: 151,859.15
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 1,481.60
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 1,913,212.58
LESS:
Servicing Fees (including PPIS): 14,323.46
Non-Recoverable Advance 18.55
Indenture Trustee Fees: 302.82
Owner Trustee Fees: 277.78
Insurance Premiums: 6,076.74
Reimbursement of Delinquency Advances/Servicing Advances 46,036.70
Total Reductions to Available Funds Amount: 67,036.05
Total Available Funds: 1,846,176.53