EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 417,180,767.34 1,809,956.14 9,062,450.84 10,872,406.98
A Certificate - - 660,561.09 - 660,561.09
Totals 650,000,000.00 417,180,767.34 2,470,517.23 9,062,450.84 11,532,968.07
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
A - - 408,118,316.50 5.206250% 4.788750%
A Certificate - - - NA NA
Totals - - 408,118,316.50
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 641.816565 2.784548 13.942232 16.726780 627.874333
A Certificate 0.000000 1.016248 0.000000 1.016248 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 12,564,622.80 2,808,332.18 1,183,431.81 12,557,345.57 5,787,851.08
% of Pool Balance 2.90267% 0.64878% 0.27340% 2.90099% 1.33710%
Number of Loans 215 52 22 198 89
% of Loans 3.08155% 0.74531% 0.31532% 2.83790% 1.27562%
Loans
in
Foreclosure
- -------------------------------------------------------------
Trust A Principal Balance 14,695,350.39
% of Pool Balance 3.39491%
Number of Loans 260
% of Loans 3.72653%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 441,926,987.14
Prefunding 0.00
Principal Reduction 9,062,450.84
Ending Aggregate Mortgage Loan Balance 432,864,536.30
Beginning Aggregate Mortgage Loan Count 7101
Ending Aggregate Mortgage Loan Count 6977
Current Weighted Average Coupon Rate 9.504700%
Next Weighted Average Coupon Rate 9.504622%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 624,492.43
Curtailments 197,820.09
Prepayments 6,788,133.49
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,452,004.83
Other Principal 0.00
Less: Realized Losses 618,427.54
Total Principal Reduction 9,680,878.38
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 184,136.24
Less: Amounts to Cover Interest Shortfalls 7,045.26
Less: Delinquent Service Fees 53,008.90
Collected Servicing Fees for Current Period: 124,082.08
Advanced Principal N/A
Advanced Interest 1,003,739.72
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Class A 6,788,133.49 1,649,824.92 8,444,023.30 - - -
- - - - - -
Total 6,788,133.49 1,649,824.92 8,444,023.30 - - -
Applied
Realized Loss
Amount
- ------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 618,427.54 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ---------------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 0.046314
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 7,393,715.14
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 185,459.38
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 2,443,570.91
Principal Collected: 7,610,446.01
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 833,577.29
Delinquency Advances on Mortgage Interest: 1,003,739.72
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 7,334.63
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 11,898,668.56
LESS:
Servicing Fees (including PPIS): 131,127.34
Non Recoverable Advance 1,063.50
Indenture Trustee Fees: 2,577.91
Owner Trustee Fees: 277.78
Insurance Premiums: 45,194.58
Reimbursement of Delinquency Advances/Servicing Advances 185,459.38
Total Reductions to Available Funds Amount: 365,700.49
Total Available Funds: 11,532,968.07
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 223,218,878.38 968,444.40 4,914,908.89 5,883,353.29
B Certificate - - 252,156.26 - 252,156.26
Totals 350,000,000.00 223,218,878.38 1,220,600.66 4,914,908.89 6,135,509.55
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------------
B - - 218,303,969.49 5.206250% 4.788750%
B Certificate - - - NA NA
Totals - - 218,303,969.49
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 637.768224 2.766984 14.042597 16.809581 623.725627
B Certificate 0.000000 0.387933 0.000000 0.387933 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 6,194,830.68 1,446,483.25 217,983.05 9,787,585.35 3,201,124.77
% of Pool Balance 2.67446% 0.62448% 0.09411% 4.22555% 1.38201%
Number of Loans 102 29 5 143 50
% of Loans 3.27343% 0.93068% 0.16046% 4.58922% 1.60462%
Loans
in
Foreclosure
- ----------------------------------------------
Trust B Principal Balance 7,330,757.76
% of Pool Balance 3.16487%
Number of Loans 131
% of Loans 4.20411%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 236,543,751.48
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 4,914,908.89
Ending Aggregate Mortgage Loan Balance 231,628,842.59
Beginning Aggregate Mortgage Loan Count 3,172
Ending Aggregate Mortgage Loan Count 3,116
Current Weighted Average Coupon Rate 9.480550%
Next Weighted Average Coupon Rate 9.484105%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 301,007.48
Curtailments 65,114.05
Prepayments 4,014,635.69
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 534,151.67
Other Principal 0.00
Less: Realized Losses 302,770.61
Total Principal Reduction 5,217,679.50
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 98,559.89
Less: Amounts to Cover Interest Shortfalls 2,796.77
Less: Delinquent Service Fees 28,179.95
Collected Servicing Fees for Current Period: 67,583.17
Advanced Principal N/A
Advanced Interest 538,506.38
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class B 4,014,635.69 599,265.72 4,612,138.28 - - -
- - - - - -
Total 4,014,635.69 599,265.72 4,612,138.28 - - -
Unpaid
Realized Loss
Amount
- ------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 302,770.61 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 0.05
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 3,911,802.85
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 224,393.39
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,302,117.64
Principal Collected: 4,380,757.22
Insurance Proceeds Received: -
Net Liquidation Proceeds: 231,381.06
Delinquency Advances on Mortgage Interest: 538,506.38
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 3,901.96
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount -
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 6,456,664.26
LESS:
Servicing Fees (including PPIS): 70,379.94
Non-Recoverable Advance 541.71
Indenture Trustee Fees: 1,379.84
Owner Trustee Fees: 277.78
Insurance Premiums: 24,182.05
Reimbursement of Delinquency Advances/Servicing Advances 224,393.39
Total Reductions to Available Funds Amount: 321,154.71
Total Available Funds: 6,135,509.55
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 45,520,180.86 191,801.18 1,244,101.85 1,435,903.03
C Certificate - - 251,064.88 - 251,064.88
Totals 100,000,000.00 45,520,180.86 442,866.06 1,244,101.85 1,686,967.91
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------------
C - - 44,276,079.01 5.056250% 4.638750%
C Certificate - - - NA NA
Totals - - 44,276,079.01
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 455.201809 1.918012 12.441018 14.359030 442.760791
C Certificate 0.000000 0.038625 0.000000 0.038625 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 1,994,770.48 537,444.91 322,132.62 2,260,205.01 1,220,386.14
% of Pool Balance 4.06574% 1.09542% 0.65657% 4.60675% 2.48739%
Number of Loans 26 5 4 25 14
% of Loans 4.59364% 0.88339% 0.70671% 4.41696% 2.47350%
Loans
in
Foreclosure
- -------------------------------------------------
Trust C Principal Balance 2,700,283.89
% of Pool Balance 5.50372%
Number of Loans 33
% of Loans 5.83039%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 50,387,266.06
Prefunding N/A
Principal Reduction 1,324,396.77
Ending Aggregate Mortgage Loan Balance 49,062,869.29
Beginning Aggregate Mortgage Loan Count 579
Ending Aggregate Mortgage Loan Count 566
Current Weighted Average Coupon Rate 10.362642%
Next Weighted Average Coupon Rate 10.361261%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 20,569.82
Curtailments 7,475.59
Prepayments 1,148,111.29
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 148,240.07
Other Principal 0.00
Less: Realized Losses 44,302.40
Total Principal Reduction 1,368,699.17
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 20,994.70
Less: Amounts to Cover Interest Shortfalls 26.40
Less: Delinquent Service Fees 7,400.00
Collected Servicing Fees for Current Period: 13,568.30
Advanced Principal N/A
Advanced Interest 151,431.10
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 1,148,111.29 155,715.66 1,244,101.85 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- ----------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ----------------------------------------------------------------------------------------------------------------------------
Trust C NO 4,867,085.20 0.00 0.00 4,786,790.28
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ------------------------------------------------
Trust C 4,786,790.28 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 0.09
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 1,060,512.80
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 1,452.97
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 276,289.89
Principal Collected: 1,176,156.70
Insurance Proceeds Received: -
Net Liquidation Proceeds: 103,937.67
Delinquency Advances on Mortgage Interest: 151,431.10
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 1,072.23
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 1,708,887.59
LESS:
Servicing Fees (including PPIS): 13,594.70
Non-Recoverable Advance 420.61
Indenture Trustee Fees: 293.93
Owner Trustee Fees: 277.78
Insurance Premiums: 5,879.69
Reimbursement of Delinquency Advances/Servicing Advances 1,452.97
Total Reductions to Available Funds Amount: 21,919.68
Total Available Funds: 1,686,967.91