EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 408,118,316.50 1,682,935.40 9,113,362.43 10,796,297.83
A Certificate - - 645,991.51 - 645,991.51
Totals 650,000,000.00 408,118,316.50 2,328,926.91 9,113,362.43 11,442,289.34
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------
A - - 399,004,954.07 4.788750% 4.505000%
A Certificate - - - NA NA
Totals - - 399,004,954.07
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 627.874333 2.589131 14.020558 16.609689 613.853775
A Certificate 0.000000 0.993833 0.000000 0.993833 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 11,071,090.14 2,894,041.67 592,211.27 13,113,384.66 5,757,181.14
% of Pool Balance 2.61264% 0.68296% 0.13975% 3.09460% 1.35862%
Number of Loans 193 50 12 215 84
% of Loans 2.82081% 0.73078% 0.17539% 3.14236% 1.22771%
Loans
in
Foreclosure
- ----------------------------------------------------
Trust A Principal Balance 14,755,047.60
% of Pool Balance 3.48201%
Number of Loans 257
% of Loans 3.75621%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 432,864,536.30
Prefunding 0.00
Principal Reduction 9,113,362.43
Ending Aggregate Mortgage Loan Balance 423,751,173.87
Beginning Aggregate Mortgage Loan Count 6977
Ending Aggregate Mortgage Loan Count 6842
Current Weighted Average Coupon Rate 9.504622%
Next Weighted Average Coupon Rate 9.496822%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 628,895.29
Curtailments 149,689.18
Prepayments 6,903,408.26
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,431,369.70
Other Principal 0.00
Less: Realized Losses 747,992.39
Total Principal Reduction 9,861,354.82
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 180,360.22
Less: Amounts to Cover Interest Shortfalls 3,949.81
Less: Delinquent Service Fees 52,013.74
Collected Servicing Fees for Current Period: 124,396.67
Advanced Principal N/A
Advanced Interest 980,535.13
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Class A 6,903,408.26 1,581,058.88 8,365,370.04 - - -
- - - - - -
Total 6,903,408.26 1,581,058.88 8,365,370.04 - - -
Applied
Realized Loss
Amount
- -------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 747,992.39 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- --------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 0.045751
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 7,246,182.61
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 126,416.87
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 2,395,962.75
Principal Collected: 7,681,992.73
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 683,377.31
Delinquency Advances on Mortgage Interest: 980,535.13
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 4,787.08
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 11,746,655.00
LESS:
Servicing Fees (including PPIS): 128,346.48
Non Recoverable Advance 2,586.67
Indenture Trustee Fees: 2,525.04
Owner Trustee Fees: 277.78
Insurance Premiums: 44,212.82
Reimbursement of Delinquency Advances/Servicing Advances 126,416.87
Total Reductions to Available Funds Amount: 304,365.66
Total Available Funds: 11,442,289.34
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 218,303,969.49 900,208.25 5,491,729.62 6,391,937.87
B Certificate - - 391,472.52 - 391,472.52
Totals 350,000,000.00 218,303,969.49 1,291,680.77 5,491,729.62 6,783,410.39
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
B - - 212,812,239.87 4.788750% 4.505000%
B Certificate - - - NA NA
Totals - - 212,812,239.87
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 623.725627 2.572024 15.690656 18.262680 608.034971
B Certificate 0.000000 0.602265 0.000000 0.602265 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 5,837,394.23 1,166,997.02 413,668.16 9,070,762.69 3,305,166.80
% of Pool Balance 2.58135% 0.51606% 0.18293% 4.01118% 1.46158%
Number of Loans 96 20 5 139 51
% of Loans 3.14857% 0.65595% 0.16399% 4.55887% 1.67268%
Loans
in
Foreclosure
- --------------------------------------------------
Trust B Principal Balance 7,876,096.46
% of Pool Balance 3.48289%
Number of Loans 137
% of Loans 4.49328%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 231,628,842.59
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 5,491,729.62
Ending Aggregate Mortgage Loan Balance 226,137,112.97
Beginning Aggregate Mortgage Loan Count 3,116
Ending Aggregate Mortgage Loan Count 3,049
Current Weighted Average Coupon Rate 9.484105%
Next Weighted Average Coupon Rate 9.477325%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 315,039.97
Curtailments 97,396.48
Prepayments 4,490,671.77
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 588,621.40
Other Principal 0.00
Less: Realized Losses 348,807.13
Total Principal Reduction 5,840,536.75
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 96,512.02
Less: Amounts to Cover Interest Shortfalls 4,472.54
Less: Delinquent Service Fees 28,056.81
Collected Servicing Fees for Current Period: 63,982.67
Advanced Principal N/A
Advanced Interest 534,475.90
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Class B 4,490,671.77 686,017.88 5,142,922.49 - - -
- - - - - -
Total 4,490,671.77 686,017.88 5,142,922.49 - - -
Unpaid
Realized Loss
Amount
- -----------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 348,807.13 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 0.05
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 4,026,383.90
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 70,828.46
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,268,127.41
Principal Collected: 4,903,108.22
Insurance Proceeds Received: -
Net Liquidation Proceeds: 239,814.27
Delinquency Advances on Mortgage Interest: 534,475.90
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 2,836.67
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount -
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 6,948,362.47
LESS:
Servicing Fees (including PPIS): 68,455.21
Non-Recoverable Advance 389.86
Indenture Trustee Fees: 1,351.17
Owner Trustee Fees: 277.78
Insurance Premiums: 23,649.60
Reimbursement of Delinquency Advances/Servicing Advances 70,828.46
Total Reductions to Available Funds Amount: 164,952.08
Total Available Funds: 6,783,410.39
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ---------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 44,276,079.01 176,859.88 953,978.42 1,130,838.30
C Certificate - - 178,808.29 - 178,808.29
Totals 100,000,000.00 44,276,079.01 355,668.17 953,978.42 1,309,646.59
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ----------------------------------------------------------------------------------------------------------------------------
C - - 43,322,100.59 4.638750% 4.355000%
C Certificate - - - NA NA
Totals - - 43,322,100.59
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 442.760790 1.768599 9.539784 11.308383 433.221006
C Certificate 0.000000 0.275090 0.000000 0.275090 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 1,584,788.62 225,025.35 102,817.70 3,201,765.72 1,083,648.16
% of Pool Balance 3.30281% 0.46897% 0.21428% 6.67270% 2.25840%
Number of Loans 21 5 2 32 13
% of Loans 3.78378% 0.90090% 0.36036% 5.76577% 2.34234%
Loans
in
Foreclosure
- ----------------------------------------------------
Trust C Principal Balance 2,964,235.85
% of Pool Balance 6.17767%
Number of Loans 33
% of Loans 5.94595%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 49,062,869.29
Prefunding N/A
Principal Reduction 1,079,796.11
Ending Aggregate Mortgage Loan Balance 47,983,073.18
Beginning Aggregate Mortgage Loan Count 566
Ending Aggregate Mortgage Loan Count 555
Current Weighted Average Coupon Rate 10.277738%
Next Weighted Average Coupon Rate 10.284277%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 19,304.12
Curtailments 65,491.66
Prepayments 504,998.35
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 490,001.98
Other Principal 0.00
Less: Realized Losses 159,726.43
Total Principal Reduction 1,239,522.54
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 20,442.86
Less: Amounts to Cover Interest Shortfalls 452.74
Less: Delinquent Service Fees 7,848.83
Collected Servicing Fees for Current Period: 12,141.29
Advanced Principal N/A
Advanced Interest 160,312.87
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Class C 504,998.35 555,493.64 920,069.68 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- ---------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- --------------------------------------------------------------------------------------------------------------------------------
Trust C NO 4,786,790.28 33,908.74 0.00 4,660,972.59
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust C 4,660,972.58 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 0.08
Pool Cumulative Realized Losses - Average of 12 preceeding remittance periods 0.00%
Pool Cumulative Realized Losses - Percentage of the original aggregate loan balance 0.00%
Book Value of REO loans 1,025,087.02
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 4,037.31
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 252,051.04
Principal Collected: 589,794.13
Insurance Proceeds Received: -
Net Liquidation Proceeds: 330,275.55
Delinquency Advances on Mortgage Interest: 160,312.87
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 547.92
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 1,332,981.51
LESS:
Servicing Fees (including PPIS): 12,594.03
Non-Recoverable Advance 420.61
Indenture Trustee Fees: 286.20
Owner Trustee Fees: 277.78
Insurance Premiums: 5,718.99
Reimbursement of Delinquency Advances/Servicing Advances 4,037.31
Total Reductions to Available Funds Amount: 23,334.92
Total Available Funds: 1,309,646.59