EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 399,004,954.07 1,497,931.10 9,069,580.09 10,567,511.19
A Certificate - - 773,153.75 - 773,153.75
Totals 650,000,000.00 399,004,954.07 2,271,084.85 9,069,580.09 11,340,664.94
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------
A - - 389,935,373.98 4.505000% 4.492500%
A Certificate - - - NA NA
Totals - - 389,935,373.98
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 613.853775 2.304509 13.953200 16.257709 599.900575
A Certificate 0.000000 1.189467 0.000000 1.189467 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 12,222,360.86 2,045,247.17 949,789.66 12,160,167.29 5,311,807.43
% of Pool Balance 2.94741% 0.49321% 0.22904% 2.93241% 1.28094%
Number of Loans 213 43 15 203 78
% of Loans 3.17106% 0.64017% 0.22331% 3.02218% 1.16123%
Loans
in
Foreclosure
- -----------------------------------------------------
Trust A Principal Balance 15,116,740.68
% of Pool Balance 3.64539%
Number of Loans 258
% of Loans 3.84100%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 423,751,173.87
Prefunding 0.00
Principal Reduction 9,069,580.09
Ending Aggregate Mortgage Loan Balance 414,681,593.78
Beginning Aggregate Mortgage Loan Count 6842
Ending Aggregate Mortgage Loan Count 6717
Current Weighted Average Coupon Rate 9.496822%
Next Weighted Average Coupon Rate 9.492916%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 648,245.66
Curtailments 331,017.73
Prepayments 6,324,925.55
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,765,391.15
Other Principal 0.00
Less: Realized Losses 838,787.92
Total Principal Reduction 9,908,368.01
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 176,562.99
Less: Amounts to Cover Interest Shortfalls 4,826.86
Less: Delinquent Service Fees 52,739.59
Collected Servicing Fees for Current Period: 118,996.54
Advanced Principal N/A
Advanced Interest 992,207.88
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Class A 6,324,925.55 2,096,408.88 8,230,792.17 - - -
- - - - - -
Total 6,324,925.55 2,096,408.88 8,230,792.17 - - -
Applied
Realized Loss
Amount
- -------------------------------
Class A -
-
-
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 838,787.92 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 4.532438
Pool Cumulative Realized Losses 10,838,964.26
Book Value of REO loans 6,728,416.48
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 24,759.15
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 2,308,627.16
Principal Collected: 7,304,188.94
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 926,603.23
Delinquency Advances on Mortgage Interest: 992,207.88
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 5,534.86
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 11,537,162.07
LESS:
Servicing Fees (including PPIS): 123,823.40
Non Recoverable Advance 1,939.38
Indenture Trustee Fees: 2,471.88
Owner Trustee Fees: 277.78
Insurance Premiums: 43,225.54
Reimbursement of Delinquency Advances/Servicing Advances 24,759.15
Total Reductions to Available Funds Amount: 196,497.13
Total Available Funds: 11,340,664.94
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 212,812,239.87 798,932.62 7,150,629.36 7,949,561.98
B Certificate - - - - -
Totals 350,000,000.00 212,812,239.87 798,932.62 7,150,629.36 7,949,561.98
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
B - - 205,661,610.51 4.505000% 4.492500%
B Certificate - - - NA NA
Totals - - 205,661,610.51
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 608.034971 2.282665 20.430370 22.713035 587.604601
B Certificate 0.000000 0.000000 0.000000 0.000000 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 6,388,180.62 1,364,194.40 505,606.51 8,300,567.89 2,935,064.20
% of Pool Balance 2.91735% 0.62300% 0.23090% 3.79070% 1.34038%
Number of Loans 107 26 8 126 44
% of Loans 3.61364% 0.87808% 0.27018% 4.25532% 1.48598%
Loans
in
Foreclosure
- --------------------------------------------------
Trust B Principal Balance 7,605,763.41
% of Pool Balance 3.47339%
Number of Loans 132
% of Loans 4.45795%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 226,137,112.97
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 7,164,930.24
Ending Aggregate Mortgage Loan Balance 218,972,182.73
Beginning Aggregate Mortgage Loan Count 3,049
Ending Aggregate Mortgage Loan Count 2,961
Current Weighted Average Coupon Rate 9.477325%
Next Weighted Average Coupon Rate 9.473670%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 301,765.41
Curtailments 77,461.47
Prepayments 5,370,685.04
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,415,018.32
Other Principal 0.00
Less: Realized Losses 884,908.32
Total Principal Reduction 8,049,838.56
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 94,223.80
Less: Amounts to Cover Interest Shortfalls 4,890.02
Less: Delinquent Service Fees 27,826.59
Collected Servicing Fees for Current Period: 61,507.19
Advanced Principal N/A
Advanced Interest 531,093.88
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Class B 5,370,685.04 1,492,479.79 6,280,021.92 - - -
- - - - - -
Total 5,370,685.04 1,492,479.79 6,280,021.92 - - -
Unpaid
Realized Loss
Amount
- --------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 870,607.44 0.00 13,310,572.22
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 4.996368
Pool Cumulative Realized Losses 6,958,197.32
Book Value of REO loans 3,561,400.53
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 0.00
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 28668.18
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,227,058.63
Principal Collected: 5,749,911.92
Insurance Proceeds Received: -
Net Liquidation Proceeds: 530,110.00
Delinquency Advances on Mortgage Interest: 531,093.88
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 3,876.25
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount -
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 8,042,050.68
LESS:
Servicing Fees (including PPIS): 66,397.21
Non-Recoverable Advance 1,439.92
Indenture Trustee Fees: 1,319.13
Owner Trustee Fees: 277.78
Insurance Premiums: 23,054.66
Reimbursement of Delinquency Advances/Servicing Advances -
Total Reductions to Available Funds Amount: 92,488.70
Total Available Funds: 7,949,561.98
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ----------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 43,322,100.59 157,223.12 2,039,351.57 2,196,574.69
C Certificate - - 183,582.60 - 183,582.60
Totals 100,000,000.00 43,322,100.59 340,805.72 2,039,351.57 2,380,157.29
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ----------------------------------------------------------------------------------------------------------------------------
C - - 41,282,749.02 4.355000% 4.342500%
C Certificate - - - NA NA
Totals - - 41,282,749.02
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 433.221006 1.572231 20.393516 21.965747 412.827490
C Certificate 0.000000 0.282435 0.000000 0.282435 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 2,705,547.36 569,156.40 53,635.98 3,127,616.75 942,650.98
% of Pool Balance 5.90201% 1.24158% 0.11700% 6.82273% 2.05634%
Number of Loans 28 7 2 32 11
% of Loans 5.26316% 1.31579% 0.37594% 6.01504% 2.06767%
Loans
in
Foreclosure
- --------------------------------------------------
Trust C Principal Balance 2,852,483.34
% of Pool Balance 6.22254%
Number of Loans 33
% of Loans 6.20301%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 47,983,073.18
Prefunding N/A
Principal Reduction 2,141,932.20
Ending Aggregate Mortgage Loan Balance 45,841,140.98
Beginning Aggregate Mortgage Loan Count 555
Ending Aggregate Mortgage Loan Count 532
Current Weighted Average Coupon Rate 10.262402%
Next Weighted Average Coupon Rate 10.266159%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 22,404.18
Curtailments 60,067.45
Prepayments 1,724,776.19
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 334,684.38
Other Principal 0.00
Less: Realized Losses 123,900.70
Total Principal Reduction 2,265,832.90
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 19,992.94
Less: Amounts to Cover Interest Shortfalls 521.66
Less: Delinquent Service Fees 7,262.41
Collected Servicing Fees for Current Period: 12,208.87
Advanced Principal N/A
Advanced Interest 148,005.55
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 1,724,776.19 394,751.83 2,018,031.50 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- -----------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C NO 4,660,972.59 21,320.07 0.00 4,558,391.96
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -------------------------------------------------------
Trust C 4,558,391.95 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 8.251795
Pool Cumulative Realized Losses 1,805,887.72
Book Value of REO loans 857,312.99
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 23,225.56
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 255,083.35
Principal Collected: 1,807,247.82
Insurance Proceeds Received: -
Net Liquidation Proceeds: 210,783.68
Delinquency Advances on Mortgage Interest: 148,005.55
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 1,159.86
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 2,422,280.26
LESS:
Servicing Fees (including PPIS): 12,730.53
Non-Recoverable Advance 13.43
Indenture Trustee Fees: 279.90
Owner Trustee Fees: 277.78
Insurance Premiums: 5,595.77
Reimbursement of Delinquency Advances/Servicing Advances 23,225.56
Total Reductions to Available Funds Amount: 42,122.97
Total Available Funds: 2,380,157.29