EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 382,296,516.32 1,318,073.43 10,930,279.59 12,248,353.02
A Certificate - - 1,131,801.75 - 1,131,801.75
Totals 650,000,000.00 382,296,516.32 2,449,875.18 10,930,279.59 13,380,154.77
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
A - - 371,366,236.73 4.280000% 3.361250%
A Certificate - - - NA NA
Totals - - 371,366,236.73
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 588.148487 2.027805 16.815815 18.843620 571.332672
A Certificate 0.000000 1.741233 0.000000 1.741233 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- -----------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 11,880,354.81 2,578,907.56 792,667.39 13,103,750.99 5,399,179.83
% of Pool Balance 2.99924% 0.65105% 0.20011% 3.30809% 1.36304%
Number of Loans 203 47 17 211 87
% of Loans 3.14680% 0.72857% 0.26353% 3.27081% 1.34863%
Loans
in
Foreclosure
- --------------------------------------------------
Trust A Principal Balance 15,145,640.88
% of Pool Balance 3.82357%
Number of Loans 258
% of Loans 3.99938%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 407,042,736.12
Prefunding 0.00
Principal Reduction 10,930,279.59
Ending Aggregate Mortgage Loan Balance 396,112,456.53
Beginning Aggregate Mortgage Loan Count 6601
Ending Aggregate Mortgage Loan Count 6451
Current Weighted Average Coupon Rate 9.484874%
Next Weighted Average Coupon Rate 9.484262%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 609,149.31
Curtailments 359,966.22
Prepayments 8,892,326.73
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,068,837.33
Other Principal 0.00
Less: Realized Losses 507,881.49
Total Principal Reduction 11,438,161.08
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 169,601.14
Less: Amounts to Cover Interest Shortfalls 0.00
Less: Delinquent Service Fees 49,153.23
Collected Servicing Fees for Current Period: 120,447.91
Advanced Principal N/A
Advanced Interest 921,641.60
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ---------------------------------------------------------------------------------------------------------------------------------
Class A 8,892,326.73 1,428,803.55 10,422,398.10 - - -
- - - - - -
Total 8,892,326.73 1,428,803.55 10,422,398.10 - - -
Applied
Realized Loss
Amount
- ------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 507,881.49 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ----------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 4.476056
Pool Cumulative Realized Losses 11,952,129.72
Book Value of REO loans 6,567,724.20
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 46,322.88
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 2,246,495.98
Principal Collected: 9,861,442.26
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 560,955.84
Delinquency Advances on Mortgage Interest: 921,641.60
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 6,152.66
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 13,596,688.34
LESS:
Servicing Fees (including PPIS): 120,447.91
Non Recoverable Advance 5,695.12
Indenture Trustee Fees: 2,374.42
Owner Trustee Fees: 277.78
Insurance Premiums: 41,415.46
Reimbursement of Delinquency Advances/Servicing Advances 46,322.88
Total Reductions to Available Funds Amount: 216,533.57
Total Available Funds: 13,380,154.77
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 201,421,976.51 694,458.21 5,422,266.66 6,116,724.87
B Certificate - - 392,308.09 - 392,308.09
Totals 350,000,000.00 201,421,976.51 1,086,766.30 5,422,266.66 6,509,032.96
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
B - - 195,999,709.85 4.280000% 3.361250%
B Certificate - - - NA NA
Totals - - 195,999,709.85
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 575.491361 1.984166 15.492190 17.476356 559.999171
B Certificate 0.000000 0.603551 0.000000 0.603551 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 5,463,058.01 1,324,290.75 172,165.58 9,479,584.53 3,191,095.31
% of Pool Balance 2.60985% 0.63265% 0.82250% 4.52865% 1.52447%
Number of Loans 90 20 5 140 42
% of Loans 3.16790% 0.70398% 0.17599% 4.92784% 1.47835%
Loans
in
Foreclosure
- ---------------------------------------------------
Trust B Principal Balance 7,064,967.83
% of Pool Balance 3.37513%
Number of Loans 130
% of Loans 4.57585%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 214,746,849.61
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 5,422,266.66
Ending Aggregate Mortgage Loan Balance 209,324,582.95
Beginning Aggregate Mortgage Loan Count 2,911
Ending Aggregate Mortgage Loan Count 2,841
Current Weighted Average Coupon Rate 9.473331%
Next Weighted Average Coupon Rate 9.466436%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 297,989.26
Curtailments 157,056.66
Prepayments 4,030,981.65
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 936,239.09
Other Principal 0.00
Less: Realized Losses 474,815.74
Total Principal Reduction 5,897,082.40
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 89,477.86
Less: Amounts to Cover Interest Shortfalls 0.00
Less: Delinquent Service Fees 24,708.62
Collected Servicing Fees for Current Period: 64,769.24
Advanced Principal N/A
Advanced Interest 470,464.67
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class B 40,390,981.65 1,093,295.75 4,947,450.92 - - -
- - - - - -
Total 40,390,981.65 1,093,295.75 4,947,450.92 - - -
Unpaid
Realized Loss
Amount
- ---------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 474,815.74 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 4.7555552
Pool Cumulative Realized Losses 7,770,068.87
Book Value of REO loans 3,870,907.12
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 21,770.95
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,200,133.42
Principal Collected: 4,486,027.57
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 461,423.35
Delinquency Advances on Mortgage Interest: 470,464.67
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 2,993.83
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount 0.00
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 6,621,042.84
LESS:
Servicing Fees (including PPIS): 64,769.24
Non-Recoverable Advance 2,118.51
Indenture Trustee Fees: 1,252.69
Owner Trustee Fees: 277.78
Insurance Premiums: 21,820.71
Reimbursement of Delinquency Advances/Servicing Advances 21,770.95
Total Reductions to Available Funds Amount: 112,009.88
Total Available Funds: 6,509,032.96
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 40,461,417.57 134,612.89 1,140,374.06 1,274,986.95
C Certificate - - 210,051.40 - 210,051.40
Totals 100,000,000.00 40,461,417.57 344,664.29 1,140,374.06 1,485,038.35
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------
C - - 39,321,043.51 4.130000% 3.211250%
C Certificate - - - NA NA
Totals - - 39,321,043.51
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 404.614176 1.346129 11.403741 12.749870 393.210435
C Certificate 0.000000 0.323156 0.000000 0.323156 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 1,483,787.39 210,504.97 75,488.18 2,709,554.62 1,020,548.87
% of Pool Balance 3.40485% 0.48305% 0.17322% 6.21763% 2.34186%
Number of Loans 18 3 1 29 12
% of Loans 3.55731% 0.59289% 0.19763% 5.73123% 2.37154%
Loans
in
Foreclosure
- --------------------------------------------------
Trust C Principal Balance 3,552,164.92
% of Pool Balance 8.15117%
Number of Loans 41
% of Loans 8.10277%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 44,816,325.96
Prefunding N/A
Principal Reduction 1,237,731.49
Ending Aggregate Mortgage Loan Balance 43,578,594.47
Beginning Aggregate Mortgage Loan Count 520
Ending Aggregate Mortgage Loan Count 506
Current Weighted Average Coupon Rate 10.210489%
Next Weighted Average Coupon Rate 10.216031%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 19,778.57
Curtailments 12,661.74
Prepayments 827,012.16
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 378,279.02
Other Principal 0.00
Less: Realized Losses 98,862.00
Total Principal Reduction 1,336,593.49
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 18,673.47
Less: Amounts to Cover Interest Shortfalls 0.00
Less: Delinquent Service Fees 6,602.75
Collected Servicing Fees for Current Period: 12,070.72
Advanced Principal N/A
Advanced Interest 132,012.07
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 827,012.16 390,940.76 1,138,869.49 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- -------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ---------------------------------------------------------------------------------------------------------------------------------
Trust C NO 4,354,908.39 1,504.57 0.00 4,257,550.96
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust C 4,257,550.97 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 8.038189
Pool Cumulative Realized Losses 1,902,255.88
Book Value of REO loans 1,163,648.42
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 11,070.31
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 242,715.68
Principal Collected: 859,452.47
Insurance Proceeds Received: -
Net Liquidation Proceeds: 279,417.02
Delinquency Advances on Mortgage Interest: 132,012.07
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 682.92
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 1,514,280.16
LESS:
Servicing Fees (including PPIS): 12,070.12
Non-Recoverable Advance 335.30
Indenture Trustee Fees: 261.43
Owner Trustee Fees: 277.78
Insurance Premiums: 5,226.27
Reimbursement of Delinquency Advances/Servicing Advances 11,070.31
Total Reductions to Available Funds Amount: 29,241.21
Total Available Funds: 1,485,038.95