EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ----------------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 343,154,957.64 751,757.24 12,571,515.22 13,323,272.46
A Certificate - - 1,181,730.43 - 1,181,730.43
Totals 650,000,000.00 343,154,957.64 1,933,487.67 12,571,515.22 14,505,002.89
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ----------------------------------------------------------------------------------------------------------------------------------
A - - 330,583,442.42 2.630000% 2.460000%
A Certificate - - - NA NA
Totals - - 330,583,442.42
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- -----------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 527.930704 1.156550 19.340793 20.497343 508.589911
A Certificate 0.000000 1.818047 0.000000 1.818047 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- -----------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 13,492,460.44 2,278,371.83 1,294,014.22 12,686,071.28 4,405,965.84
% of Pool Balance 3.79171% 0.64120% 0.36417% 3.57023% 1.23997%
Number of Loans 240 43 26 205 82
% of Loans 4.04245% 0.72427% 0.43793% 3.45292% 1.38117%
Loans
in
Foreclosure
- ----------------------------------------------------------
Trust A Principal Balance 14,460,663.31
% of Pool Balance 4.06965%
Number of Loans 247
% of Loans 4.16035%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 367,901,177.44
Prefunding 0.00
Principal Reduction 12,571,515.22
Ending Aggregate Mortgage Loan Balance 355,329,662.22
Beginning Aggregate Mortgage Loan Count 6089
Ending Aggregate Mortgage Loan Count 5937
Current Weighted Average Coupon Rate 9.487423%
Next Weighted Average Coupon Rate 9.493638%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 659,389.58
Curtailments 487,612.63
Prepayments 10,148,970.49
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,275,542.52
Other Principal 0.00
Less: Realized Losses 702,310.91
Total Principal Reduction 13,273,826.13
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 153,292.16
Less: Amounts to Cover Interest Shortfalls 7,383.91
Less: Delinquent Service Fees 48,482.92
Collected Servicing Fees for Current Period: 97,425.33
Advanced Principal N/A
Advanced Interest 909,984.02
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class A 10,148,970.49 1,763,155.15 11,869,204.31 - - -
- - - - - -
Total 10,148,970.49 1,763,155.15 11,869,204.31 - - -
Applied
Realized Loss
Amount
- ----------------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 702,310.91 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 4.946056
Pool Cumulative Realized Losses 14,578,547.68
Book Value of REO loans 5,592,943.63
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 72,989.20
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,949,904.21
Principal Collected: 11,295,972.70
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 573,231.61
Delinquency Advances on Mortgage Interest: 909,984.02
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 3,514.80
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 14,732,607.34
LESS:
Servicing Fees (including PPIS): 104,809.24
Non Recoverable Advance 10,207.02
Indenture Trustee Fees: 2,146.09
Owner Trustee Fees: 277.78
Insurance Premiums: 37,175.12
Reimbursement of Delinquency Advances/Servicing Advances 72,989.20
Total Reductions to Available Funds Amount: 227,604.45
Total Available Funds: 14,505,002.89
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 177,858,624.82 389,806.82 7,087,250.30 7,477,057.12
B Certificate - - 352,238.54 - 352,238.54
Totals 350,000,000.00 177,858,624.82 742,045.36 7,087,250.30 7,829,295.66
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------------
B - - 170,771,374.52 2.630000% 2.460000%
B Certificate - - - NA NA
Totals - - 170,771,374.52
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- -----------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 508.167499 1.113734 20.249287 21.363021 487.918212
B Certificate 0.000000 0.541905 0.000000 0.541905 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- -----------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 7,857,061.62 1,747,636.73 738,806.52 8,231,877.75 2,412,160.19
% of Pool Balance 4.26791% 0.94931% 0.40132% 4.47151% 1.31027%
Number of Loans 129 27 9 124 39
% of Loans 5.02532% 1.05181% 0.35060% 4.83054% 1.51928%
Loans
in
Foreclosure
- ------------------------------------------------------------
Trust B Principal Balance 6,329,018.70
% of Pool Balance 3.43789%
Number of Loans 117
% of Loans 4.55785%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 191,183,497.92
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 7,087,250.30
Ending Aggregate Mortgage Loan Balance 184,096,247.62
Beginning Aggregate Mortgage Loan Count 2,646
Ending Aggregate Mortgage Loan Count 2,567
Current Weighted Average Coupon Rate 9.472179%
Next Weighted Average Coupon Rate 9.479733%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 275,902.69
Curtailments 22,396.07
Prepayments 5,785,731.09
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,003,220.45
Other Principal 0.00
Less: Realized Losses 639,594.52
Total Principal Reduction 7,726,844.82
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 79,659.80
Less: Amounts to Cover Interest Shortfalls 5,113.42
Less: Delinquent Service Fees 25,336.51
Collected Servicing Fees for Current Period: 49,209.87
Advanced Principal N/A
Advanced Interest 479,300.13
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Class B 5,785,731.09 1,025,616.52 6,447,655.78 - - -
- - - - - -
Total 5,785,731.09 1,025,616.52 6,447,655.78 - - -
Unpaid
Realized Loss
Amount
- ---------------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 639,594.52 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 4.877059
Pool Cumulative Realized Losses 9,548,563.53
Book Value of REO loans 2,974,590.86
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 26,239.07
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,004,466.99
Principal Collected: 6,084,029.85
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 363,625.93
Delinquency Advances on Mortgage Interest: 479,300.13
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 1,896.84
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount 0.00
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 7,933,319.74
LESS:
Servicing Fees (including PPIS): 54,323.29
Non-Recoverable Advance 2,800.68
Indenture Trustee Fees: 1,115.24
Owner Trustee Fees: 277.78
Insurance Premiums: 19,268.02
Reimbursement of Delinquency Advances/Servicing Advances 26,239.07
Total Reductions to Available Funds Amount: 104,024.08
Total Available Funds: 7,829,295.66
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -----------------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 34,431,166.11 71,157.74 1,589,280.52 1,660,438.26
C Certificate - - 262,805.04 - 262,805.04
Totals 100,000,000.00 34,431,166.11 333,962.78 1,589,280.52 1,923,243.30
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------------
C - - 32,841,885.59 2.480000% 2.310000%
C Certificate - - - NA NA
Totals - - 32,841,885.59
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- -----------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 344.311661 0.711577 15.892805 16.604382 328.418856
C Certificate 0.000000 0.404315 0.000000 0.404315 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- -----------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 1,395,007.65 674,941.54 155,077.05 2,667,625.45 1,007,741.00
% of Pool Balance 3.82417% 1.85023% 0.42512% 7.31282% 2.76254%
Number of Loans 16 8 2 31 13
% of Loans 3.63636% 1.81818% 0.45455% 7.04545% 2.95455%
Loans
in
Foreclosure
- ---------------------------------------------------
Trust C Principal Balance 2,316,853.62
% of Pool Balance 6.35124%
Number of Loans 27
% of Loans 6.13636%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 38,282,667.73
Prefunding N/A
Principal Reduction 1,803,928.71
Ending Aggregate Mortgage Loan Balance 36,478,739.02
Beginning Aggregate Mortgage Loan Count 460
Ending Aggregate Mortgage Loan Count 440
Current Weighted Average Coupon Rate 9.883288%
Next Weighted Average Coupon Rate 9.890620%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 23,068.39
Curtailments 4,887.10
Prepayments 1,410,141.78
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 365,831.44
Other Principal 0.00
Less: Realized Losses 165,187.54
Total Principal Reduction 1,969,116.25
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 15,951.11
Less: Amounts to Cover Interest Shortfalls 1,012.64
Less: Delinquent Service Fees 6,714.30
Collected Servicing Fees for Current Period: 8,224.17
Advanced Principal N/A
Advanced Interest 129,123.24
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- -----------------------------------------------------------------------------------------------------------------------------------
Class C 1,410,141.78 370,718.54 1,589,280.52 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- ---------------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ----------------------------------------------------------------------------------------------------------------------------------
Trust C NO 3,851,501.62 0.00 0.00 3,636,853.43
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------------
Trust C 3,636,853.43 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 9.245026
Pool Cumulative Realized Losses 2,319,095.50
Book Value of REO loans 1,278,755.48
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 9,678.42
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 179,461.34
Principal Collected: 1,438,097.27
Insurance Proceeds Received: -
Net Liquidation Proceeds: 200,643.90
Delinquency Advances on Mortgage Interest: 129,123.24
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 465.93
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 1,947,791.68
LESS:
Servicing Fees (including PPIS): 9,236.81
Non-Recoverable Advance 684.69
Indenture Trustee Fees: 223.32
Owner Trustee Fees: 277.78
Insurance Premiums: 4,447.36
Reimbursement of Delinquency Advances/Servicing Advances 9,678.42
Total Reductions to Available Funds Amount: 24,548.38
Total Available Funds: 1,923,243.30