EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- -------------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 321,403,249.23 637,369.44 9,342,232.94 9,979,602.38
A Certificate - - 1,194,872.21 - 1,194,872.21
Totals 650,000,000.00 321,403,249.23 1,832,241.65 9,342,232.94 11,174,474.59
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -------------------------------------------------------------------------------------------------------------------------------
A - - 312,061,016.29 2.550000% 2.600000%
A Certificate - - - NA NA
Totals - - 312,061,016.29
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ----------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 494.466537 0.980568 14.372666 15.353234 480.093871
A Certificate 0.000000 1.838265 0.000000 1.838265 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 9,043,130.73 1,761,643.05 1,015,181.55 13,739,725.77 4,259,970.68
% of Pool Balance 2.68496% 0.52304% 0.30141% 4.07940% 1.26481%
Number of Loans 165 35 22 228 76
% of Loans 2.90698% 0.61663% 0.38760% 4.01691% 1.33897%
Loans
in
Foreclosure
- --------------------------------------------------
Trust A Principal Balance 12,800,293.24
% of Pool Balance 3.80048%
Number of Loans 215
% of Loans 3.78788%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 346,149,469.03
Prefunding 0.00
Principal Reduction 9,342,232.94
Ending Aggregate Mortgage Loan Balance 336,807,236.09
Beginning Aggregate Mortgage Loan Count 5807
Ending Aggregate Mortgage Loan Count 5676
Current Weighted Average Coupon Rate 9.490133%
Next Weighted Average Coupon Rate 9.487198%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 636,939.80
Curtailments 72,440.98
Prepayments 7,752,223.39
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 880,628.77
Other Principal 0.00
Less: Realized Losses 524,007.92
Total Principal Reduction 9,866,240.86
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 144,228.95
Less: Amounts to Cover Interest Shortfalls 4,028.58
Less: Delinquent Service Fees 45,275.66
Collected Servicing Fees for Current Period: 94,870.71
Advanced Principal N/A
Advanced Interest 845,164.66
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class A 7,752,223.39 953,069.75 8,818,225.02 - - -
- - - - - -
Total 7,752,223.39 953,069.75 8,818,225.02 - - -
Applied
Realized Loss
Amount
- ----------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 24,746,219.80 524,007.92 0.00 24,746,219.80
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust A 24,746,219.80 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 5.191055
Pool Cumulative Realized Losses 16,086,415.77
Book Value of REO loans 5,476,976.16
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 61,543.58
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,846,983.24
Principal Collected: 8,461,604.17
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 356,620.85
Delinquency Advances on Mortgage Interest: 845,164.66
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 1,764.47
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 11,512,137.39
LESS:
Servicing Fees (including PPIS): 98,953.29
Non Recoverable Advance 8,588.82
Indenture Trustee Fees: 2,019.21
Owner Trustee Fees: 277.78
Insurance Premiums: 34,818.69
Reimbursement of Delinquency Advances/Servicing Advances 61,543.58
Trust A Crossover Amount 131,461.43
Total Reductions to Available Funds Amount: 337,662.80
Total Available Funds: 11,174,474.59
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 164,597,592.10 326,451.89 5,087,022.41 5,413,474.30
B Certificate - - 425,761.92 - 425,761.92
Totals 350,000,000.00 164,597,592.10 752,213.81 5,087,022.41 5,839,236.22
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------
B - - 159,510,569.69 2.550000% 2.600000%
B Certificate - - - NA NA
Totals - - 159,510,569.69
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- -----------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 470.278835 0.932720 14.534350 15.467070 455.744485
B Certificate 0.000000 0.655018 0.000000 0.655018 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 5,310,260.99 1,253,666.00 227,466.93 9,121,542.89 2,436,818.32
% of Pool Balance 3.07244% 7.25350% 0.13161% 5.27759% 1.40991%
Number of Loans 83 17 4 140 36
% of Loans 3.41002% 0.69844% 0.16434% 5.75185% 1.47905%
Loans
in
Foreclosure
- ------------------------------------------------
Trust B Principal Balance 7,091,214.65
% of Pool Balance 4.10287%
Number of Loans 121
% of Loans 4.97124%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 177,922,465.20
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 5,087,022.41
Ending Aggregate Mortgage Loan Balance 172,835,442.79
Beginning Aggregate Mortgage Loan Count 2,502
Ending Aggregate Mortgage Loan Count 2,434
Current Weighted Average Coupon Rate 9.492117%
Next Weighted Average Coupon Rate 9.490742%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 250,168.72
Curtailments 17,267.25
Prepayments 4,244,320.60
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 575,265.84
Other Principal 0.00
Less: Realized Losses 459,021.37
Total Principal Reduction 5,546,043.78
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 74,134.36
Less: Amounts to Cover Interest Shortfalls 1,228.27
Less: Delinquent Service Fees 25,088.67
Collected Servicing Fees for Current Period: 47,817.42
Advanced Principal N/A
Advanced Interest 473,150.53
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class B 4,244,320.60 592,533.09 4,628,001.04 - - -
- - - - -
Total 4,244,320.60 592,533.09 4,628,001.04 - - -
Unpaid
Realized Loss
Amount
- -------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 13,324,873.10 459,021.37 0.00 13,324,873.10
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ---------------------------------------------------
Trust B 13,324,873.10 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 5.13712
Pool Cumulative Realized Losses 10,201,081.41
Book Value of REO loans 3,050,083.84
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 48,762.24
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 909,144.86
Principal Collected: 4,511,756.57
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 116,244.47
Delinquency Advances on Mortgage Interest: 473,150.53
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 919.02
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount 0.00
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 6,011,215.45
LESS:
Servicing Fees (including PPIS): 49,045.69
Non-Recoverable Advance 5,373.77
Indenture Trustee Fees: 1,037.88
Owner Trustee Fees: 277.78
Insurance Premiums: 17,831.41
Reimbursement of Delinquency Advances/Servicing Advances 48,762.24
Trust B Crossover 49,650.46
Total Reductions to Available Funds Amount: 171,979.23
Total Available Funds: 5,839,236.22
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ----------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 32,048,460.24 59,823.79 1,763,210.43 1,823,034.22
C Certificate - - - - -
Totals 100,000,000.00 32,048,460.24 59,823.79 1,763,210.43 1,823,034.22
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- -----------------------------------------------------------------------------------------------------------------------------
C - - 30,285,249.81 2.400000% 2.450000%
C Certificate - - - NA NA
Totals - - 30,285,249.81
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 320.484602 0.598238 17.632104 18.230342 302.852498
C Certificate 0.000000 0.000000 0.000000 0.000000 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 793,806.98 66,349.91 0.00 2,981,046.27 723,882.83
% of Pool Balance 2.33916% 0.19552% 0.00000% 8.78444% 2.13311%
Number of Loans 9 1 0 33 10
% of Loans 2.16867% 0.24096% 0.00000% 7.95181% 2.40964%
Loans
in
Foreclosure
- -------------------------------------------------
Trust C Principal Balance 2,904,591.94
% of Pool Balance 8.55915%
Number of Loans 36
% of Loans 8.67470%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 35,513,940.45
Prefunding N/A
Principal Reduction 1,578,414.75
Ending Aggregate Mortgage Loan Balance 33,935,525.70
Beginning Aggregate Mortgage Loan Count 431
Ending Aggregate Mortgage Loan Count 415
Current Weighted Average Coupon Rate 9.779633%
Next Weighted Average Coupon Rate 9.778441%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 18,935.90
Curtailments 95,996.04
Prepayments 1,171,830.44
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 291,652.37
Other Principal 0.00
Less: Realized Losses 206,599.27
Total Principal Reduction 1,785,014.02
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 14,797.48
Less: Amounts to Cover Interest Shortfalls 12.56
Less: Delinquent Service Fees 5,942.45
Collected Servicing Fees for Current Period: 8,842.47
Advanced Principal N/A
Advanced Interest 110,788.26
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 1,171,830.44 387,648.41 1,371,815.48 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- ---------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- -------------------------------------------------------------------------------------------------------------------------
Trust C NO 3,465,480.21 210,283.06 181,111.89 3,650,275.89
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- -----------------------------------------------------
Trust C 3,650,275.89 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 9.681005
Pool Cumulative Realized Losses 2,609,632.13
Book Value of REO loans 929,008.94
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 0.00
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 4,310.51
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 172,697.05
Principal Collected: ,286,762.38
Insurance Proceeds Received: -
Net Liquidation Proceeds: 85,053.10
Delinquency Advances on Mortgage Interest: 110,788.26
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 255.42
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Trust A & B Crossover Amount 181,111.89
Sum of the Above Amounts: 1,836,668.10
LESS:
Servicing Fees (including PPIS): 8,855.03
Non-Recoverable Advance 154.32
Indenture Trustee Fees: 207.16
Owner Trustee Fees: 277.78
Insurance Premiums: 4,139.59
Reimbursement of Delinquency Advances/Servicing Advances -
Total Reductions to Available Funds Amount: 13,633.88
Total Available Funds: 1,823,034.22