EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4A
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------------
A 650,000,000.00 268,555,610.53 561,650.61 8,398,215.35 8,959,865.96
A Certificate - - 1,055,864.33 - 1,055,864.33
Totals 650,000,000.00 268,555,610.53 1,617,514.94 8,398,215.35 10,015,730.29
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------------
A - - 260,157,395.18 2.510000% 2.513750%
A Certificate - - - NA NA
Totals - - 260,157,395.18
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
A 00755WGC4 413.162478 0.864078 12.920331 13.784409 400.242147
A Certificate 0.000000 1.624407 0.000000 1.624407 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A Principal Balance 10,445,630.09 2,290,499.08 707,771.18 15,412,494.70 2,221,231.81
% of Pool Balance 3.71399% 0.81440% 0.25165% 5.47997% 0.78977%
Number of Loans 175 41 14 251 41
% of Loans 3.58166% 0.83913% 0.28653% 5.13713% 0.83913%
Loans
in
Foreclosure
- -----------------------------------------------------------
Trust A Principal Balance 10,843,923.92
% of Pool Balance 3.85560%
Number of Loans 182
% of Loans 3.72493%
General Mortgage Loan Information:
Trust A
--------------
Beginning Aggregate Mortgage Loan Balance 290,330,389.76
Prefunding 0.00
Principal Reduction 9,079,151.73
Ending Aggregate Mortgage Loan Balance 281,251,238.03
Beginning Aggregate Mortgage Loan Count 5012
Ending Aggregate Mortgage Loan Count 4886
Current Weighted Average Coupon Rate 9.486802%
Next Weighted Average Coupon Rate 9.480635%
Mortgage Loan Principal Reduction Information:
Trust A
--------------
Scheduled Principal 553,113.53
Curtailments 76,608.94
Prepayments 6,983,005.25
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 1,466,424.01
Other Principal 0.00
Less: Realized Losses 1,112,122.26
Total Principal Reduction 10,191,273.99
Servicer Information:
Trust A
--------------
Accrued Servicing Fee for the Current Period 120,971.00
Less: Amounts to Cover Interest Shortfalls 2,343.05
Less: Delinquent Service Fees 38,959.95
Collected Servicing Fees for Current Period: 79,668.00
Advanced Principal N/A
Advanced Interest 730,403.87
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class A 6,983,005.25 1,543,032.95 7,967,029.47 - - -
- - - - - -
Total 6,983,005.25 1,543,032.95 7,967,029.47 - - -
Applied
Realized Loss
Amount
- -------------------------------------
Class A -
-
Total -
Prior Current
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust A NO 0.00 21,774,779.23 431,185.88 0.00 21,093,842.85
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ------------------------------------------------------
Trust A 21,093,842.85 0.00
Trust A Insured Payment 0.00
Pool Rolling six month delinquency rate 4.809022
Pool Cumulative Realized Losses 20,750,372.20
Book Value of REO loans 2,874,702.90
Cumulative Number of Mortgage loans repurchased to date 11
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 87,411.19
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unremibursed Delinquent/Servicing Advances still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 1,525,813.67
Principal Collected: 7,612,727.72
Insurance Proceeds Received: 0.00
Net Liquidation Proceeds: 354,301.75
Delinquency Advances on Mortgage Interest: 730,403.87
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: 0.00
Trust Termination Proceeds: 0.00
Investment Earnings on Note Account: 2,092.92
Capitalized Interest Requirement: 0.00
Capitalized Interest Fund Earnings 0.00
Capitalized Interest Account 0.00
Investment Earnings on Pre-Funding Account 0.00
Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders -
Sum of the Above Amounts: 10,225,339.93
LESS:
Servicing Fees (including PPIS): 82,011.05
Non Recoverable Advance 9,122.51
Indenture Trustee Fees: 1,693.59
Owner Trustee Fees: 277.78
Insurance Premiums: 29,093.52
Reimbursement of Delinquency Advances/Servicing Advances 87,411.19
Total Reductions to Available Funds Amount: 209,609.64
Total Available Funds: 10,015,730.29
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4B
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------------
B 350,000,000.00 137,619,655.10 287,854.45 3,557,872.10 3,845,726.55
B Certificate - - 693,270.80 - 693,270.80
Totals 350,000,000.00 137,619,655.10 981,125.25 3,557,872.10 4,538,997.35
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------------
B - - 134,061,783.00 2.510000% 2.513750%
B Certificate - - - NA NA
Totals - - 134,061,783.00
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
B 00755WGD2 393.199015 0.822441 10.165349 10.987790 383.033666
B Certificate 0.000000 1.066570 0.000000 1.066570 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B Principal Balance 4,106,285.25 1,028,394.60 748,670.83 8,433,311.87 2,218,812.30
% of Pool Balance 2.83326% 0.70957% 0.51657% 5.81882% 1.53094%
Number of Loans 79 16 8 127 42
% of Loans 3.72993% 0.75543% 0.37771% 5.99622% 1.98300%
Loans
in
Foreclosure
- --------------------------------------------------------
Trust B Principal Balance 6,617,886.63
% of Pool Balance 4.56621%
Number of Loans 106
% of Loans 5.00472%
General Mortgage Loan Information:
Trust B
--------------
Beginning Aggregate Mortgage Loan Balance 148,778,005.51
Subsequent Mortgage Loans Added This Period 0.00
Principal Reduction 3,846,348.22
Ending Aggregate Mortgage Loan Balance 144,931,657.29
Beginning Aggregate Mortgage Loan Count 2,163
Ending Aggregate Mortgage Loan Count 2,118
Current Weighted Average Coupon Rate 9.486833%
Next Weighted Average Coupon Rate 9.483340%
Mortgage Loan Principal Reduction Information:
Trust B
--------------
Scheduled Principal 231,154.30
Curtailments 71,403.49
Prepayments 2,678,801.65
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 864,988.78
Other Principal 0.00
Less: Realized Losses 375,697.84
Total Principal Reduction 4,222,046.06
Servicer Information:
Trust B
--------------
Accrued Servicing Fee for the Current Period 61,990.83
Less: Amounts to Cover Interest Shortfalls 1,321.77
Less: Delinquent Service Fees 19,858.89
Collected Servicing Fees for Current Period: 40,810.17
Advanced Principal N/A
Advanced Interest 375,679.77
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class B 2,678,801.65 936,392.27 3,470,650.38 - - -
- - - - - -
Total 2,678,801.65 936,392.27 3,470,650.38 - - -
Unpaid
Realized Loss
Amount
- -------------------------------------
Class B -
-
Has a Remaining Over- Accelerated Extra Over
Trigger Event Pre-Funded Collateral Principal Principal Collateral
Occurred Amount Amount Distributed Distributed Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust B NO 0.00 11,158,350.41 87,221.72 0.00 10,869,874.30
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ------------------------------------------------------
Trust B 10,869,874.30 0.00
Trust B Insured Payment 0.00
Pool Rolling six month delinquency rate 6.036262
Pool Cumulative Realized Losses 12,354,842.13
Book Value of REO loans 2,812,179.83
Cumulative Number of Mortgage loans repurchased to date 8
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 24,324.97
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 780,654.81
Principal Collected: 2,981,359.44
Insurance Proceeds Received: -
Net Liquidation Proceeds: 489,290.94
Delinquency Advances on Mortgage Interest: 375,679.77
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 948.96
Capitalized Interest Requirement: 0.00
Capitalized Interest Account Earnings 0.00
Capitalized Interest Account 0.00
Reversal of Realized Loss Amount -
Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00
Sum of the Above Amounts: 4,627,933.92
LESS:
Servicing Fees (including PPIS): 42,131.94
Non-Recoverable Advance 6,425.21
Indenture Trustee Fees: 867.87
Owner Trustee Fees: 277.78
Insurance Premiums: 14,908.80
Reimbursement of Delinquency Advances/Servicing Advances 24,324.97
Total Reductions to Available Funds Amount: 88,936.57
Total Available Funds: 4,538,997.35
EXHIBIT 1
ADVANTA Mortgage Loan Trust 1998-4C
Statement to Certificateholders
Original Prior
Face Principal
Class Value Balance Interest Principal Total
- ------------------------------------------------------------------------------------------------------------------------------------
C 100,000,000.00 25,079,186.41 49,322.40 132,408.11 181,730.51
C Certificate - - 368,951.14 - 368,951.14
Totals 100,000,000.00 25,079,186.41 418,273.54 132,408.11 550,681.65
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
- ------------------------------------------------------------------------------------------------------------------------------------
C - - 24,946,778.30 2.360000% 2.363750%
C Certificate - - - NA NA
Totals - - 24,946,778.30
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
- ------------------------------------------------------------------------------------------------------------------------------------
C 00755WGE0 250.791864 0.493224 1.324081 1.817305 249.467783
C Certificate 0.000000 0.567617 0.000000 0.567617 0.000000
Delinquent Loan Information:
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy Bankruptcy REO
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C Principal Balance 884,864.02 176,389.95 94,423.07 1,911,371.01 981,166.36
% of Pool Balance 3.12257% 0.62246% 0.33321% 6.74499% 3.46241%
Number of Loans 11 3 1 24 11
% of Loans 3.16092% 0.86207% 0.28736% 6.89655% 3.16092%
Loans
in
Foreclosure
- -----------------------------------------------------------
Trust C Principal Balance 2,501,842.61
% of Pool Balance 8.82869%
Number of Loans 28
% of Loans 8.04598%
General Mortgage Loan Information:
Trust C
-------------
Beginning Aggregate Mortgage Loan Balance 28,731,330.58
Prefunding N/A
Principal Reduction 393,677.50
Ending Aggregate Mortgage Loan Balance 28,337,653.08
Beginning Aggregate Mortgage Loan Count 353
Ending Aggregate Mortgage Loan Count 348
Current Weighted Average Coupon Rate 9.308852%
Next Weighted Average Coupon Rate 9.298123%
Mortgage Loan Principal Reduction Information:
Trust C
-------------
Scheduled Principal 20,599.65
Curtailments 2,292.66
Prepayments 203,119.38
Repurchases 0.00
Substitutions 0.00
Liquidation Proceeds 167,665.81
Other Principal 0.00
Less: Realized Losses 44,930.51
Total Principal Reduction 438,608.01
Servicer Information:
Trust C
-------------
Accrued Servicing Fee for the Current Period 11,971.38
Less: Amounts to Cover Interest Shortfalls 0.00
Less: Delinquent Service Fees 4,950.39
Collected Servicing Fees for Current Period: 7,020.99
Advanced Principal N/A
Advanced Interest 88,322.76
Other Scheduled Interest Available Available Funds
Prepayment Unscheduled Principal Carry Funds Cap Cap Carry
Principal Principal Distribution Forward Current Forward
Class Distributed Distributed Amount Amount Amount Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Class C 203,119.38 169,958.47 132,408.11 - - -
- - - - - -
Unpaid
Realized Loss
Amount
- -------------------------------------
Class C -
-
Prior Current
Has a Over- Accelerated Amounts Over
Trigger Event Collateral Principal From Reserve Collateral
Occurred Amount Distributed Fund Amount
- ------------------------------------------------------------------------------------------------------------------------------------
Trust C NO 3,652,144.17 0.00 0.00 3,390,874.78
Specified Over-
Over- Collateral
Collateral Deficit
Amount Amount
- ------------------------------------------------------------
Trust C 3,390,874.78 0.00
Trust C Insured Payment 0.00
Pool Rolling six month delinquency rate 11.728008
Pool Cumulative Realized Losses 3,185,398.62
Book Value of REO loans 1,248,272.29
Cumulative Number of Mortgage loans repurchased to date 3
Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 3,391.82
Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00
Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00
TOTAL AVAILABLE FUNDS:
Current Interest Collected: 129,606.59
Principal Collected: 226,011.69
Insurance Proceeds Received: -
Net Liquidation Proceeds: 122,735.30
Delinquency Advances on Mortgage Interest: 88,322.76
Delinquency Advances on Mortgage Principal NA
Repurchase and Substitution Amounts: -
Trust Termination Proceeds: -
Investment Earnings on Note Account: 115.42
Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders -
Sum of the Above Amounts: 566,791.76
LESS:
Servicing Fees (including PPIS): 7,020.99
Non-Recoverable Advance 2,012.53
Indenture Trustee Fees: 167.60
Owner Trustee Fees: 277.78
Insurance Premiums: 3,239.39
Reimbursement of Delinquency Advances/Servicing Advances 3,391.82
Total Reductions to Available Funds Amount: 16,110.11
Total Available Funds: 550,681.65