EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000.00 253,900,423.90 553,150.28 9,178,275.40 9,731,425.68 A Certificate - - 1,284,403.08 - 1,284,403.08 Totals 650,000,000.00 253,900,423.90 1,837,553.36 9,178,275.40 11,015,828.76 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A - - 244,722,148.50 2.530000% 2.080000% A Certificate - - - NA NA Totals - - 244,722,148.50 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 390.616037 0.851000 14.120424 14.971424 376.495614 A Certificate 0.000000 1.976005 0.000000 1.976005 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c, REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balance 9,785,172.09 2,487,643.78 894,386.88 14,574,192.08 2,800,276.80 % of Pool Balance 3.69860% 0.94028% 0.33806% 5.50875% 1.05845% Number of Loans 182 45 15 244 46 % of Loans 3.90726% 0.96608% 0.32203% 5.23830% 0.98755% Loans in Foreclosure Trust A Principal Balance 15,002,148.72 % of Pool Balance 5.67051% Number of Loans 237 % of Loans 5.08802% General Mortgage Loan Information: Trust A Beginning Aggregate Mortgage Loan Balance 274,071,815.71 Prefunding 0.00 Principal Reduction 9,507,330.85 Ending Aggregate Mortgage Loan Balance 264,564,484.86 Beginning Aggregate Mortgage Loan Count 4788 Ending Aggregate Mortgage Loan Count 4658 Current Weighted Average Coupon Rate 9.484774% Next Weighted Average Coupon Rate 9.484087% Mortgage Loan Principal Reduction Information: Trust A Scheduled Principal 577,437.28 Curtailments 68,872.53 Prepayments 7,989,787.54 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 871,233.50 Other Principal 0.00 Less: Realized Losses 434,416.51 Total Principal Reduction 9,941,747.36 Servicer Information: Trust A Accrued Servicing Fee for the Current Period 114,196.59 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 38,370.64 Collected Servicing Fees for Current Period: 75,825.95 Advanced Principal N/A Advanced Interest 714,877.95 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 7,989,787.54 940,106.03 9,072,914.34 - - - - - - - - - Total 7,989,787.54 940,106.03 9,072,914.34 - - - Applied Realized Loss Amount Class A - - Total - Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 20,171,391.81 105,361.06 0.00 19,842,336.36 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 19,842,336.36 0.00 Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 5.193311 Pool Cumulative Realized Losses 21,339,251.01 Book Value of REO loans 3,591,187.64 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 78,080.08 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,413,009.18 Principal Collected: 8,636,097.35 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 436,816.99 Delinquency Advances on Mortgage Interest: 714,877.95 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 1,227.22 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 11,202,028.69 LESS: Servicing Fees (including PPIS): 75,825.95 Non Recoverable Advance 2,911.49 Indenture Trustee Fees: 1,598.75 Owner Trustee Fees: 277.78 Insurance Premiums: 27,505.88 Reimbursement of Delinquency Advances/Servicing Advances 78,080.08 Total Reductions to Available Funds Amount: 186,199.93 Total Available Funds: 11,015,828.76 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000.00 129,447,766.81 282,016.34 4,512,737.12 4,794,753.46 B Certificate - - 747,277.80 - 747,277.80 Totals 350,000,000.00 129,447,766.81 1,029,294.14 4,512,737.12 5,542,031.26 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B - - 124,935,029.70 2.530000% 2.080000% B Certificate - - - NA NA Totals - - 124,935,029.70 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 369.850762 0.805761 12.893535 13.699296 356.957228 B Certificate 0.000000 1.149658 0.000000 1.149658 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c, REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balance 4,921,261.69 1,033,531.61 190,800.71 8,941,488.43 2,388,097.99 % of Pool Balance 3.64363% 0.76521% 0.14127% 6.62014% 1.76811% Number of Loans 83 17 4 128 45 % of Loans 4.13965% 0.84788% 0.19950% 6.38404% 2.24439% Loans in Foreclosure Trust B Principal Balance 7,074,090.83 % of Pool Balance 5.23755% Number of Loans 111 % of Loans 5.53616% General Mortgage Loan Information: Trust B Beginning Aggregate Mortgage Loan Balance 139,943,531.69 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 4,878,634.72 Ending Aggregate Mortgage Loan Balance 135,064,896.97 Beginning Aggregate Mortgage Loan Count 2,060 Ending Aggregate Mortgage Loan Count 2,005 Current Weighted Average Coupon Rate 9.479288% Next Weighted Average Coupon Rate 9.481073% Mortgage Loan Principal Reduction Information: Trust B Scheduled Principal 224,814.01 Curtailments 28,068.03 Prepayments 4,020,316.48 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 605,436.20 Other Principal 0.00 Less: Realized Losses 335,557.66 Total Principal Reduction 5,214,192.38 Servicer Information: Trust B Accrued Servicing Fee for the Current Period 58,309.81 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 19,295.03 Collected Servicing Fees for Current Period: 39,014.78 Advanced Principal N/A Advanced Interest 365,900.16 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 4,020,316.48 633,504.23 4,512,737.12 - - - - - - - - Total 4,020,316.48 633,504.23 4,512,737.12 - - - Unpaid Realized Loss Amount Class B - - Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 10,495,764.88 0.00 0.00 10,129,867.27 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 10,129,867.27 0.00 Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 6.29379 Pool Cumulative Realized Losses 13,043,715.39 Book Value of REO loans 3,026,775.55 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 27,135.00 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 720,275.69 Principal Collected: 4,273,198.52 Insurance Proceeds Received: - Net Liquidation Proceeds: 269,878.54 Delinquency Advances on Mortgage Interest: 365,900.16 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 617.44 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 5,629,870.35 LESS: Servicing Fees (including PPIS): 39,014.78 Non-Recoverable Advance 6,571.68 Indenture Trustee Fees: 816.34 Owner Trustee Fees: 277.78 Insurance Premiums: 14,023.51 Reimbursement of Delinquency Advances/Servicing Advances 27,135.00 Total Reductions to Available Funds Amount: 87,839.09 Total Available Funds: 5,542,031.26 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000.00 24,319,878.53 49,842.24 499,791.78 549,634.02 C Certificate - - 291,957.21 - 291,957.21 Totals 100,000,000.00 24,319,878.53 341,799.45 499,791.78 841,591.23 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C - - 23,820,086.75 2.380000% 1.930000% C Certificate - - - NA NA Totals - - 23,820,086.75 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 243.198785 0.498422 4.997918 5.496339 238.200868 C Certificate 0.000000 0.449165 0.000000 0.449165 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c, REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balance 518,580.53 72,330.28 243,802.20 2,078,948.04 1,128,503.67 % of Pool Balance 1.94198% 0.27086% 0.91299% 7.78524% 4.22602% Number of Loans 6 1 2 25 12 % of Loans 1.82371% 0.30395% 0.60790% 7.59878% 3.64742% Loans in Foreclosure Trust C Principal Balance 2,074,616.30 % of Pool Balance 7.76902% Number of Loans 25 % of Loans 7.59878% General Mortgage Loan Information: Trust C Beginning Aggregate Mortgage Loan Balance 27,498,426.17 Prefunding N/A Principal Reduction 794,729.53 Ending Aggregate Mortgage Loan Balance 26,703,696.64 Beginning Aggregate Mortgage Loan Count 337 Ending Aggregate Mortgage Loan Count 329 Current Weighted Average Coupon Rate 9.177280% Next Weighted Average Coupon Rate 9.162787% Mortgage Loan Principal Reduction Information: Trust C Scheduled Principal 22,585.67 Curtailments 35,218.29 Prepayments 380,094.34 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 356,831.23 Other Principal 0.00 Less: Realized Losses 142,003.94 Total Principal Reduction 936,733.47 Servicer Information: Trust C Accrued Servicing Fee for the Current Period 11,457.68 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 4,290.22 Collected Servicing Fees for Current Period: 7,167.46 Advanced Principal N/A Advanced Interest 75,245.37 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 380,094.34 392,049.52 499,791.78 - - - - - - - - - Unpaid Realized Loss Amount Class C - - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C NO 3,178,547.64 0.00 0.00 2,883,609.89 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 2,883,609.89 0.00 Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 11.933097 Pool Cumulative Realized Losses 3,435,195.67 Book Value of REO loans 1,368,634.04 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 4,767.50 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 130,765.05 Principal Collected: 437,898.30 Insurance Proceeds Received: - Net Liquidation Proceeds: 214,827.29 Delinquency Advances on Mortgage Interest: 75,245.37 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 93.89 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 858,829.90 LESS: Servicing Fees (including PPIS): 7,167.46 Non-Recoverable Advance 1,724.20 Indenture Trustee Fees: 160.41 Owner Trustee Fees: 277.78 Insurance Premiums: 3,141.32 Reimbursement of Delinquency Advances/Servicing Advances 4,767.50 Total Reductions to Available Funds Amount: 17,238.67 Total Available Funds: 841,591.23