EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4A Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total A 650,000,000.00 239,242,816.08 450,504.79 6,585,895.27 7,036,400.06 A Certificate - - 1,570,021.39 - 1,570,021.39 Totals 650,000,000.00 239,242,816.08 2,020,526.18 6,585,895.27 8,606,421.45 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next A - - 232,656,920.81 2.120000% 2.052500% A Certificate - - - NA NA Totals - - 232,656,920.81 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance A 00755WGC4 368.065871 0.693084 10.132147 10.825231 357.933724 A Certificate 0.000000 2.415418 0.000000 2.415418 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust A Principal Balance 10,831,735.82 2,231,338.46 777,185.76 15,463,824.54 3,369,059.91 % of Pool Balance 4.30649% 0.88714% 0.43017% 6.14812% 1.33947% Number of Loans 205 38 15 253 60 % of Loans 4.58305% 0.84954% 0.48140% 5.65616% 1.34138% Loans in Foreclosure Trust A Principal Balance 14,469,639.69 % of Pool Balance 5.75286% Number of Loans 240 % of Loans 5.36553% General Mortgage Loan Information: Trust A Beginning Aggregate Mortgage Loan Balance 258,640,882.25 Prefunding 0.00 Principal Reduction 7,119,886.78 Ending Aggregate Mortgage Loan Balance 251,520,995.47 Beginning Aggregate Mortgage Loan Count 4570 Ending Aggregate Mortgage Loan Count 4473 Current Weighted Average Coupon Rate 9.485458% Next Weighted Average Coupon Rate 9.489851% Mortgage Loan Principal Reduction Information: Trust A Scheduled Principal 518,466.38 Curtailments 37,545.77 Prepayments 5,934,323.40 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 629,551.23 Other Principal 0.00 Less: Realized Losses 363,911.32 Total Principal Reduction 7,483,798.10 Servicer Information: Trust A Accrued Servicing Fee for the Current Period 107,767.03 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 38,360.92 Collected Servicing Fees for Current Period: 69,406.11 Advanced Principal N/A Advanced Interest 715,111.14 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class A 5,934,323.40 667,097.00 6,585,895.27 - - - - - - - - - Total 5,934,323.40 667,097.00 6,585,895.27 - - - Applied Realized Loss Amount Class A - - Total - Prior Current Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust A NO 0.00 19,398,066.17 0.00 0.00 18,864,074.66 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust A 18,864,074.66 0.00 Trust A Insured Payment 0.00 Pool Rolling six month delinquency rate 5.782943 Pool Cumulative Realized Losses 22,181,528.49 Book Value of REO loans 4,248,083.48 Cumulative Number of Mortgage loans repurchased to date 11 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 54,224.32 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unremibursed Delinquent/Servicing Advances still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 1,290,632.31 Principal Collected: 6,490,335.55 Insurance Proceeds Received: 0.00 Net Liquidation Proceeds: 265,639.91 Delinquency Advances on Mortgage Interest: 715,111.14 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: 0.00 Trust Termination Proceeds: 0.00 Investment Earnings on Note Account: 1,678.83 Capitalized Interest Requirement: 0.00 Capitalized Interest Fund Earnings 0.00 Capitalized Interest Account 0.00 Investment Earnings on Pre-Funding Account 0.00 Unreimbursed Delq/Servicing Advances Paid Back To CertificateHolders - Sum of the Above Amounts: 8,763,397.74 LESS: Servicing Fees (including PPIS): 69,406.11 Non Recoverable Advance 5,641.37 Indenture Trustee Fees: 1,508.74 Owner Trustee Fees: 277.78 Insurance Premiums: 25,917.97 Reimbursement of Delinquency Advances/Servicing Advances 54,224.32 Total Reductions to Available Funds Amount: 156,976.29 Total Available Funds: 8,606,421.45 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4B Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total B 350,000,000.00 120,739,467.65 226,307.41 6,144,714.45 6,371,021.86 B Certificate - - 641,070.46 - 641,070.46 Totals 350,000,000.00 120,739,467.65 867,377.87 6,144,714.45 7,012,092.32 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next B - - 114,594,753.19 2.120000% 2.052500% B Certificate - - - NA NA Totals - - 114,594,753.19 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance B 00755WGD2 344.969908 0.646593 17.556327 18.202920 327.413582 B Certificate 0.000000 0.986262 0.000000 0.986262 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust B Principal Balance 4,739,179.18 1,347,153.89 126,178.38 7,276,452.33 2,447,250.92 % of Pool Balance 3.82543% 1.08741% 0.10185% 5.87350% 1.97540% Number of Loans 71 24 4 118 40 % of Loans 3.75661% 1.26984% 0.21164% 6.24339% 2.11640% Loans in Foreclosure Trust B Principal Balance 7,352,748.89 % of Pool Balance 5.93508% Number of Loans 112 % of Loans 5.92593% General Mortgage Loan Information: Trust B Beginning Aggregate Mortgage Loan Balance 130,529,154.22 Subsequent Mortgage Loans Added This Period 0.00 Principal Reduction 6,642,934.54 Ending Aggregate Mortgage Loan Balance 123,886,219.68 Beginning Aggregate Mortgage Loan Count 1,952 Ending Aggregate Mortgage Loan Count 1,890 Current Weighted Average Coupon Rate 9.478167% Next Weighted Average Coupon Rate 9.490426% Mortgage Loan Principal Reduction Information: Trust B Scheduled Principal 214,337.51 Curtailments 30,943.93 Prepayments 5,523,875.32 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 873,777.78 Other Principal 0.00 Less: Realized Losses 548,347.80 Total Principal Reduction 7,191,282.34 Servicer Information: Trust B Accrued Servicing Fee for the Current Period 54,387.15 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 18,344.16 Collected Servicing Fees for Current Period: 36,042.99 Advanced Principal N/A Advanced Interest 346,374.98 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class B 5,523,875.32 904,721.71 6,094,586.74 - - - - - - - - Total 5,523,875.32 904,721.71 6,094,586.74 - - - Unpaid Realized Loss Amount Class B - - Has a Remaining Over- Accelerated Extra Over Trigger Event Pre-Funded Collateral Principal Principal Collateral Occurred Amount Amount Distributed Distributed Amount Trust B NO 0.00 9,789,686.57 50,127.71 0.00 9,291,466.48 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust B 9,291,466.48 0.00 Trust B Insured Payment 0.00 Pool Rolling six month delinquency rate 6.669534 Pool Cumulative Realized Losses 13,926,799.65 Book Value of REO loans 3,110,976.60 Cumulative Number of Mortgage loans repurchased to date 8 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 38,381.55 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 665,042.35 Principal Collected: 5,769,156.76 Insurance Proceeds Received: - Net Liquidation Proceeds: 325,429.98 Delinquency Advances on Mortgage Interest: 346,374.98 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 1,366.17 Capitalized Interest Requirement: 0.00 Capitalized Interest Account Earnings 0.00 Capitalized Interest Account 0.00 Reversal of Realized Loss Amount - Unreimbursed Delq/Servicing Advances Paid Back To Certificateholders 0.00 Sum of the Above Amounts: 7,107,370.24 LESS: Servicing Fees (including PPIS): 36,042.99 Non-Recoverable Advance 6,734.07 Indenture Trustee Fees: 761.42 Owner Trustee Fees: 277.78 Insurance Premiums: 13,080.11 Reimbursement of Delinquency Advances/Servicing Advances 38,381.55 Total Reductions to Available Funds Amount: 95,277.92 Total Available Funds: 7,012,092.32 EXHIBIT 1 ADVANTA Mortgage Loan Trust 1998-4C Statement to Certificateholders Original Prior Face Principal Class Value Balance Interest Principal Total C 100,000,000.00 23,181,172.64 40,592.81 1,259,780.29 1,300,373.10 C Certificate - - 252,474.09 - 252,474.09 Totals 100,000,000.00 23,181,172.64 293,066.90 1,259,780.29 1,552,847.19 Current Pass-Through Realized Deferred Principal Rates Class Losses Interest Balance Current Next C - - 21,921,392.35 1.970000% 1.902500% C Certificate - - - NA NA Totals - - 21,921,392.35 Prior Current Principal Principal Class CUSIP Balance Interest Principal Total Balance C 00755WGE0 231.811726 0.405928 12.597803 13.003731 219.213924 C Certificate 0.000000 0.388422 0.000000 0.388422 0.000000 Delinquent Loan Information: 90+ Days Loans Loans 30-59 60-89 excldg f/c,REO in in Days Days & Bkrptcy Bankruptcy REO Trust C Principal Balance 707,515.92 402,522.70 58,412.33 2,030,383.30 1,290,243.97 % of Pool Balance 2.89419% 1.64658% 0.23894% 8.30557% 5.27792% Number of Loans 10 5 1 24 12 % of Loans 3.28947% 1.64474% 0.32895% 7.89474% 3.94737% Loans in Foreclosure Trust C Principal Balance 1,584,211.58 % of Pool Balance 6.48044% Number of Loans 19 % of Loans 6.25000% General Mortgage Loan Information: Trust C Beginning Aggregate Mortgage Loan Balance 25,893,926.83 Prefunding N/A Principal Reduction 1,447,871.31 Ending Aggregate Mortgage Loan Balance 24,446,055.52 Beginning Aggregate Mortgage Loan Count 318 Ending Aggregate Mortgage Loan Count 304 Current Weighted Average Coupon Rate 9.137711% Next Weighted Average Coupon Rate 9.144816% Mortgage Loan Principal Reduction Information: Trust C Scheduled Principal 20,475.44 Curtailments 40,714.12 Prepayments 1,073,172.55 Repurchases 0.00 Substitutions 0.00 Liquidation Proceeds 313,509.00 Other Principal 0.00 Less: Realized Losses 75,937.47 Total Principal Reduction 1,523,808.58 Servicer Information: Trust C Accrued Servicing Fee for the Current Period 10,789.13 Less: Amounts to Cover Interest Shortfalls 0.00 Less: Delinquent Service Fees 4,106.24 Collected Servicing Fees for Current Period: 6,682.89 Advanced Principal N/A Advanced Interest 71,760.97 Other Scheduled Interest Available Available Funds Prepayment Unscheduled Principal Carry Funds Cap Cap Carry Principal Principal Distribution Forward Current Forward Class Distributed Distributed Amount Amount Amount Amount Class C 1,073,172.55 354,223.32 1,259,780.29 - - - - - - - - - Unpaid Realized Loss Amount Class C - - Prior Current Has a Over- Accelerated Amounts Over Trigger Event Collateral Principal From Reserve Collateral Occurred Amount Distributed Fund Amount Trust C NO 2,712,754.19 0.00 0.00 2,524,663.17 Specified Over- Over- Collateral Collateral Deficit Amount Amount Trust C 2,524,663.17 0.00 Trust C Insured Payment 0.00 Pool Rolling six month delinquency rate 11.816849 Pool Cumulative Realized Losses 3,573,635.85 Book Value of REO loans 1,576,203.93 Cumulative Number of Mortgage loans repurchased to date 3 Unreimbursed Delinquent/Servicing Advances Paid Back to Servicer This Period 1,170.25 Unreimbursed Delinquent/Servicing Advances Paid Back to Certificateholder This Period 0.00 Unreimbursed Delinquent/Servicing Advances Still Outstanding 0.00 TOTAL AVAILABLE FUNDS: Current Interest Collected: 121,308.80 Principal Collected: 1,134,362.11 Insurance Proceeds Received: - Net Liquidation Proceeds: 237,571.73 Delinquency Advances on Mortgage Interest: 71,760.97 Delinquency Advances on Mortgage Principal NA Repurchase and Substitution Amounts: - Trust Termination Proceeds: - Investment Earnings on Note Account: 302.56 Unreimbursed Delq/Servicing Advances Paid Back to CertificateHolders - Sum of the Above Amounts: 1,565,306.17 LESS: Servicing Fees (including PPIS): 6,682.89 Non-Recoverable Advance 1,182.78 Indenture Trustee Fees: 151.05 Owner Trustee Fees: 277.78 Insurance Premiums: 2,994.23 Reimbursement of Delinquency Advances/Servicing Advances 1,170.25 Total Reductions to Available Funds Amount: 12,458.98 Total Available Funds: 1,552,847.19