Exhibit 99.1




                                  Certification


         Pursuant to 18 U.S.C. Section 1350, I, Andrew J. Mako, Chief Executive
Officer of PRUCO Life Insurance Company (the "Company"), hereby certify that the
Company's Annual Report on Form 10-K for the year ended December 31, 2002 (the
"Report") fully complies with the requirements of Section 13(a) or 15(d), as
applicable, of the Securities Exchange Act of 1934 and that the information
contained in the Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.



Dated: March 24, 2003




                                                  /s/ Andrew J. Mako
                                                  ------------------------------
                                                  Name:  Andrew J. Mako
                                                  Title: Chief Executive Officer





         The foregoing certification is being furnished solely pursuant to 18
U.S.C. Section 1350 and is not being filed as part of the Report or as a
separate disclosure document.