Exhibit 99.2




                                  CERTIFICATION



         Pursuant to 18 U.S.C. Section1350, I, William J. Eckert IV, Chief
Accounting Officer of PRUCO Life Insurance Company (the "Company"), hereby
certify that the Company's Annual Report on Form 10-K for the year ended
December 31, 2002 (the "Report") fully complies with the requirements of Section
13(a) or 15(d), as applicable, of the Securities Exchange Act of 1934 and that
the information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.


Dated: March 24, 2003





                                                 /s/ William J. Eckert, IV
                                                 -------------------------------
                                                 Name:  William J. Eckert, IV
                                                 Title: Chief Accounting Officer






         The foregoing certification is being furnished solely pursuant to 18
U.S.C. Section 1350 and is not being filed as part of the Report or as a
separate disclosure document.