SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                ----------------

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): May 14, 2003

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                          PRUCO LIFE INSURANCE COMPANY
             (Exact name of registrant as specified in its charter)

         Arizona                      33-37587                    22-1944557
(State or other jurisdiction       (Commission File            (I.R.S. Employer
     of incorporation)                 Number)               Identification No.)


                              213 Washington Street
                            Newark, New Jersey 07102
              (Address of principal executive offices and zip code)

                                 (973) 802-3274
              (Registrant's telephone number, including area code)





Item 9.  Regulation FD Disclosure.

         On May 14, 2003, the Company filed with the SEC its Quarterly Report on
Form 10-Q for the quarter ended March 31, 2003, accompanied by the
certifications of Andrew J. Mako and William J. Eckert, IV, its Chief Executive
Officer and its Chief Accounting Officer, respectively, required pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002. The Company is furnishing copies of these certifications as
Exhibits 99.1 and 99.2 hereto.






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                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: May 14, 2003         Pruco Life Insurance Company



                  By:   William J. Eckert, IV
                  --------------------------------------------------------------
                  Name: William J. Eckert, IV
                  Title: Chief Accounting Officer (Principal Accounting Officer)


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                                  Exhibit Index

Exhibit
No.                               Description
- ----------        --------------------------------------------------------------

99.1               Certification of Chief Executive Officer required pursuant to
                   18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
                   the Sarbanes-Oxley Act of 2002.

99.2               Certification of Chief Accounting Officer required pursuant
                   to 18 U.S.C. Section 1350, as adopted pursuant to Section 906
                   of the Sarbanes-Oxley Act of 2002.







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